Financial Affidavit?
Date: Fri, 10/01/2010 - 20:27
Hi all! I am in need of some serious advice.
I have a debt originally with American Express that has been passed along for a year or so now. It has ended up with a law office here in my state. They recently had me served (via a police officer). After being served I called them to make arrangements. They sent me an agreement which included exactly what we agreed to (paying x amount every month by a certain date). I happily signed the agreement and sent it back with my first months payment.
That was two weeks ago. This past Wednesday I received a letter from the law office which included a "financial affidavit" which asked for all kinds of information such as my employment information, cars owned and bank account information. The letter also asked that I include my proposed payment along with the filled out affidavit. Having sent in my first payment already I called the law office Thursday and asked what this was all about. The lady told me it was "standard procedure" since I was on a "hardship payment plan".
The problem is I in NO way feel comfortable giving this business my bank account information. Am I required by law to fill out this affidavit? Are there any alternatives I can take? I am so worried about this. Any advice is appreciated.
I have a debt originally with American Express that has been passed along for a year or so now. It has ended up with a law office here in my state. They recently had me served (via a police officer). After being served I called them to make arrangements. They sent me an agreement which included exactly what we agreed to (paying x amount every month by a certain date). I happily signed the agreement and sent it back with my first months payment.
That was two weeks ago. This past Wednesday I received a letter from the law office which included a "financial affidavit" which asked for all kinds of information such as my employment information, cars owned and bank account information. The letter also asked that I include my proposed payment along with the filled out affidavit. Having sent in my first payment already I called the law office Thursday and asked what this was all about. The lady told me it was "standard procedure" since I was on a "hardship payment plan".
The problem is I in NO way feel comfortable giving this business my bank account information. Am I required by law to fill out this affidavit? Are there any alternatives I can take? I am so worried about this. Any advice is appreciated.
Your are not legally obligated to provide the information unless
Your are not legally obligated to provide the information unless it has been ordered by a court. However, they do have the right to say they will not give you a payment plan without the information. Since you did not know this was necessary before the letter accepting your payment plan, I would just simply not return it and see what happens. Keep making your payments on time and you will probably be okay.
Since the agreement was sent to me, signed and returned they can
Since the agreement was sent to me, signed and returned they cannot change their minds can they?
