a little help/advice needed
Date: Mon, 10/04/2010 - 10:49
Ok, so I called PayDayOne and they said I could make arrangements to make 5 pmts of $85 and be done. CashNetUSA said 4 payments of $148.44 and be done. I still have to call one more legal one, Urgent Cash.
I have another one with Solomon/PayOneDay which I found out that Solomon is legal in MO but PayOneDay is not. So, I'm not sure how to proceed with this one. I did the loans online with PayOneDay but the money is deposited and debited by Solomon.
Also, I have Zip 19 and owe them $582 on the 15th. If I pay them back the $582, I can't pay the arrangements on the other loans and will have to take another loan with them...which I.DO.NOT.WANT.TO.DO!!!!
So, My quandry is do I close my checking account so ZIP 19 can't debit on the 15th and call the other lenders that I'm making arrangements with and give them new banking information? Not sure how to proceed with this! Thanks, Karen in MO
I have another one with Solomon/PayOneDay which I found out that Solomon is legal in MO but PayOneDay is not. So, I'm not sure how to proceed with this one. I did the loans online with PayOneDay but the money is deposited and debited by Solomon.
Also, I have Zip 19 and owe them $582 on the 15th. If I pay them back the $582, I can't pay the arrangements on the other loans and will have to take another loan with them...which I.DO.NOT.WANT.TO.DO!!!!
So, My quandry is do I close my checking account so ZIP 19 can't debit on the 15th and call the other lenders that I'm making arrangements with and give them new banking information? Not sure how to proceed with this! Thanks, Karen in MO
I would close the account to prevent Zip from getting your money
I would close the account to prevent Zip from getting your money. I would NOT give your other lenders your new account info. I would instead pay via a pre-paid debit card or via a money order. Zip is an illegal lender. Are you sure you owe them that amount?
Quote:Originally Posted by OhioGal1I would close the account to
Quote:
Originally Posted by OhioGal1 I would close the account to prevent Zip from getting your money. I would NOT give your other lenders your new account info. I would instead pay via a pre-paid debit card or via a money order. Zip is an illegal lender. Are you sure you owe them that amount? |
Well, it;s one that you can't renew so you have to take out a new loan every 2 weeks...so I get $485 and pay back $582...twice a month!
Yes and it's illegal so you only actually owe them $485 and if y
Yes and it's illegal so you only actually owe them $485 and if you've paid that extra $97 on more than 5 occasions, you don't owe them diddly. :)
Click on the following link to know how you should deal with the
Click on the following link to know how you should deal with the illegal lenders like Zip: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
Quote:Originally Posted by AnonymousOk, so I called PayDayOne an
Quote:
Originally Posted by Anonymous Ok, so I called PayDayOne and they said I could make arrangements to make 5 pmts of $85 and be done. CashNetUSA said 4 payments of $148.44 and be done. I still have to call one more legal one, Urgent Cash. I have another one with Solomon/PayOneDay which I found out that Solomon is legal in MO but PayOneDay is not. So, I'm not sure how to proceed with this one. I did the loans online with PayOneDay but the money is deposited and debited by Solomon. Also, I have Zip 19 and owe them $582 on the 15th. If I pay them back the $582, I can't pay the arrangements on the other loans and will have to take another loan with them...which I.DO.NOT.WANT.TO.DO!!!! So, My quandry is do I close my checking account so ZIP 19 can't debit on the 15th and call the other lenders that I'm making arrangements with and give them new banking information? Not sure how to proceed with this! Thanks, Karen in MO |
Don't give them your new banking information! I too made payments arrangement with a couple of internet payday lenders, and I went to Walmart and bought a prepaid VISA for only $3. The VISA card is reloadable and every 2 weeks, I will only load the amount I agree to pay back (which was the principal amount only).
