Texas PDL help needed!
Date: Wed, 10/06/2010 - 12:59
CK Marketing 8/8
Principle: $550
Interest: $165 every two weeks for MONTHS (at least 5 months now and have never missed a payment)
Check n go (online, not store) DUE 8/8
principle $550
Full amount of $689.60 due Friday
United Cash Loans (next due 8/15)
Principle: $300
Interest: $90 on 15th & 30th
Currently have paid: $90 on 8/31/10, $90 9/16/10, $30 10/4/10 (nsf for the $90 that did not clear last week)
Cashnetusa (Full amount was due on 9/16/10)
Full amount due: $614.49
They have tried 3 times to pull that amount since 9/16/10
Any help would be greatly appreciated.
Thanks!
Hopeless in Texas
CK Marketing is not licensed to lend in TX (unless they're using
CK Marketing is not licensed to lend in TX (unless they're using another name). You need to figure out how much over $550 you've paid them and request a refund.
UCL is also not licensed to lend in TX. You owe them $120.
CNG and CNU are both legal. You need to call their corporate offices and make payment arrangments with them.
You will need to close your checking account and follow the advice in this thread regarding your illegal lenders.
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
Hi OP, Please do not start multiple threads under various names
Hi OP,
Please do not start multiple threads under various names with the same question/query.
Thanks for the info!! CK Marketing use to be PayDay Online. All
Thanks for the info!!
CK Marketing use to be PayDay Online. All of the correspondence I receive from them is has
CK Marketing
800-928-3161
[email]ckmarketing@qwestoffice.net[/email]
[email]reminder@ckmarketing.us[/email]
I forgot that we also have one with instantcashusa.com. Are they legal?
Thanks again for the help!! Sorry for posting twice. I didn't see it the first time and reposted!
Payday Online is not licensed in TX. Instant Cash USA is also n
Payday Online is not licensed in TX. Instant Cash USA is also not licensed in TX.
I need payday loan help in texas as well. I am trying to find o
I need payday loan help in texas as well. I am trying to find out if DollarFlash is leagal in texas. I also hve loans with CK Marketing, DollarFlash, ABC PayDay Loans, Cash Net USA, and store fronts Advance america, First Cash Advance, Check into Cash, and EZ MOney Services. I know this sounds bad, but i could not continue to pay the endless fees; i want to pay it back but they will not work with me on a plan that works for me, i cannot afford the minimums that they set-up for pay back because that just puts me right back where i was at before. Please help anyone, i need some advice on how to go forward, this is hell. thank you.
Texas has credit services and not loan co's so I read that they
Texas has credit services and not loan co's so I read that they are ALL LEGAL. Is this wrong?
There is a licensee list of CSOs in Texas. Please go through it
There is a licensee list of CSOs in Texas. Please go through it here: https://direct.sos.state.tx.us/cso/csosearch.asp
So we have finally defaulted on all of the loans. I will be cont
So we have finally defaulted on all of the loans. I will be contacting CashNetUSA & Checkngo this week to set something up since they are legal.
UCL has been leaving voicemails but nothing via mail or email yet.
CK Marketing has been calling non-stop. yesterday they sent me a text message stating the following:
CK MARKETING; THE INTENT TO LEVY YOUR BANK ACCOUNT HAS BEEN SENT - YOU HAVE 5 DAYS TO RESPOND BEFORE LEVY OF ACCT - CALL...
Can they levy my account? We are going in to close it today and open a new one. Should I just have my husband open a checking and not put me on the account for awhile? I live in Texas and from my understanding they can not garnish my wages easily.
Any advice would be great! Thanks.
They can only levy your account if they've obtained a judgment a
They can only levy your account if they've obtained a judgment against you. Call your bank and see if they've received anything. Did you close the account?
We are going in to close it today. I will call them to see if th
We are going in to close it today. I will call them to see if they have received anything. Is there a way to find out if i have a judgment against me here in Tx?
Quote:Originally Posted by Stacy GatesSo we have finally default
Quote:
Originally Posted by Stacy Gates So we have finally defaulted on all of the loans. I will be contacting CashNetUSA & Checkngo this week to set something up since they are legal. UCL has been leaving voicemails but nothing via mail or email yet. CK Marketing has been calling non-stop. yesterday they sent me a text message stating the following: CK MARKETING; THE INTENT TO LEVY YOUR BANK ACCOUNT HAS BEEN SENT - YOU HAVE 5 DAYS TO RESPOND BEFORE LEVY OF ACCT - CALL... Can they levy my account? We are going in to close it today and open a new one. Should I just have my husband open a checking and not put me on the account for awhile? I live in Texas and from my understanding they can not garnish my wages easily. Any advice would be great! Thanks. |
I too had a loan with cashnetusa that defaulted. I called them and was able to set up payment arrangements. November 12 will be my last payment with them!!! They were not hard to deal with and more than willing to help me. The only thing though is that they would only do 4 payments. Although the 4 payments bi-weekly have been $220. I am very glad I sucked it up and can't wait until after Nov. 12.
Check with your the clerk of courts for your county.
Check with your the clerk of courts for your county.