just got a call from 1808861885

got another call from them what in the hell do they want. ready to change my fone number which will be unlisted and not known to anyone only to family and close relatives

I would pick their call just once, only to know why they are calling and then just hang up on them. If the problem persists, you can change your phone number.

have no long distance coverage on phone and do not want to use other phones.

got a call from Elastic. They probably looking to collect their money i owe them. Asked the name of the person who was calling who's name was Stacy. I have found out that if you do not want to talk to someone hang up. If they want to call back they will. Well they have not called back yet.

Quote:

i think i owe them less than $ 400.00

Quote:

yes i understand that and i am working on it.

The only ones that seem to be harresing me are Ameriloan which sends me email also Elastic which called and sent me an email. Guess the others do not have the time.

Quote:

when it says this and you applied for more than the limit what do you do???

• Maximum Number of outstanding loans permitted at a time - 1
  

alice, Ameriloan is bugging you? I can't get them to reply to any email I send.

maybe they're the one's who call me at work and i simply tell the person who answers the phones that to tell them i am not there plus i just read they can not harress you at work.

[LEFT]Creditors and debt collectors in Florida are not allowed to threaten or intimidate debtors. Debt collectors are also not allowed to contact debtors at work unless the collector knows that the debtor's place of employment does not disapprove of the practice.


[/LEFT]

got this from bbb.org
BBB has determined that this company is not licensed in the state of Oklahoma to provide loans to consumers and does not appeare to be licensed in any of the states from which consumers have filed complaints with BBB. However, if the Miami Indian Tribe actually operates this business, it may not be subject to state laws regulating this industry.

BBB encourages all consumers seeking loans of any kind to research all of their options before providing any private financial information or signing any loan papers. Consumers should check with BBB on the company's grade, their complaint volume, and whether or not the company is licensed or regulated to provide the type of loan services the customer is seeking.

So folks please be aware of this before you borrow from Ameriloan, US fastcash and United cash loans.

Thanks for the advice from the other folks on here who have been through it before.

There are a lot of Internet payday lenders who operate under 'tribal laws', however while it may be true they are exempt from our state laws, we are also exempt from their tribal laws.

does that mean if we all got loans from places like Ameriloan, United cash loans and others that we do not owe them anything but the principal

my best advice to folks on this site is to have an answering machine and caller id. If you do not know the person or business and it is a strange no research it on the internet. One of my pals sent me a letter saying someone wanted to contact me. Do you know who it was. Someone who was collecting for a PDL. They said things like i would be arrested and that i was committing fraud by not paying the PDL's back. I have since learnt it is all one big scam run by people in foreign countries. They do sound foreign but have american type names.

please everyone take a look at your caller id if you do not know the person or business not to answer the call as they might threaten you with jail time or take money away from you

new letter from some one in Nigeria
[FONT=Arial][SIZE=2][COLOR=#000000] http://www.cenbank.org/Images/HighResoultion/HQbig.gif
CENTRAL BANK OF NIGERIA
OFFICE OF THE PRESIDENCY,
THE HONORABLE, GOVERNOR OF CBN.
ELIZABETH SQUARE, LAGOS- NIGERIA.
Date: 20th of October 2010.
Our Ref: CBN/OHG/OXD1/2010.
Your Ref: ..................
TELEX: CENBANK.
PAYMENT FILE: CBN/BEN/10.

[SIZE=3][/SIZE]
ATTN: Dear Beneficiary,

YOUR CREDIT PAYMENT FILE
OFFICE OF THE CHIEF AUDITOR TO THE PRESIDENT,
INTERNATIONAL CREDIT SETTLEMENT


WE RECIEVE AN EMAIL THAT YOU ASKED ONE Mr. JAMES WALTER TO COME AND CLAIM YOUR FUNDS RELATED TO YOUR COMPENSATION FUNDS. $750,000.00 UNITED STATE DOLLARS THAT HAS BEEN WITH US SINCE TWO WEEKS NOW AND HE HAS ALSO AGREED TO PAY THE FUND RELEASE CHARGES OF US$100.
[COLOR=#000000][/COLOR]
NOTE:HE HAS DROP HIS ACCOOUNT DETAILS AND HIS HOME ADDRESS FOR WIRE TRANSFER AND DELIVERY OF THE INTERNATIONAL ATM CARD AND HE PROMISE TO MAKE THE NECCESSARY PAYMENT.I AM WRITING TO YOU TO COMFIRM BECAUSE I AM SUSPICIOUS WITH Mr. JAMES BEHAVIOUR BECAUSE HE WANTS US TO START THE TRANSFER AND THE DELIVERY FAST.
[COLOR=#000000][/COLOR]
RIGHT NOW WE HAVE ARRANGED THE TRANSFER AND DELIVERY THROUGH OUR SWIFT CARD PAYMENT CENTER ASIA PACIFIC,WHICH IS THE LATEST INSTRUCTION FROM THE NEW PRESIDENT, GOODLUCK JONATHAN FEDERAL REPUBLIC OF NIGERIA.
[COLOR=#000000][/COLOR]
PLAESE YOU SHOULD KINDLY NOTIFY ME IF YOU ARE READY TO CLAIM YOUR FUNDS AND ALSO LET US KNOW IF YOU ARE WILLING TO PAY THE NEEDED TRANSFER CHARGES US$100.SEND DOWN AN ATTACHE TO THIS MESSAGE WITH YOUR I.D CARD COPY IN ORDER FOR US TO KNOW ITS REALLY YOU.
[COLOR=#000000][/COLOR]
THE ONLY MONEY YOU WILL SENT TO THE AGENT TO DELIVER YOUR ATM CARD AND DRAFT DIRECT TO YOUR POSTAL ADDRESS IN YOUR CONTRY IS (US$100) DOLLARS ONLY THROUGH OUR SWIFT CARD PAYMENT CENTER ASIA PACIFIC BEING FUND RELEASE FEE OF THE COMPENSATION COMPANY SO FAR. I ADVICE YOU NOT TO BE DECIEVED BY ANYBODY TO PAY ANY OTHER MONEY EXCEPT $100US DOLLARS.

THEREFORE, I WOULD ADVICE YOU TO CONTACT REV. PAUL SMITH FOR ASSISTANCE AND INFORM HIM THAT YOUR FILE IS (ATM811)BECAUSE OF IMPOSTORS, SO YOU HAVE TO INDICATE THIS CODE WHEN CONTACTING HIM BY USING IT AS YOUR SUBJECT.CONTACT HIM DIRECTLY VIA THE INFORMATION BELOW

[COLOR=#0000ff][/COLOR]
INTEGRATED PAYMENT DEPARTMENT
Name :REV. PAUL SMITH
Email:rev_paulsmith01@hotmail.co.uk
Phone:+23470-33-333-572

YOU CAN SEND HIM A FAX OR KINDLY SCAN YOUR I.D CARD, AND EMAIL IT TO HIM TOGETHER WITH YOUR DETAILS

1.FULL NAME..............
2.FULL ADDRESS(P.O BOX NOT ACCEPTABLE).........
3.PHONE NUMBER...................
4.YOUR AGE............................
5.SEX.......................................
6.OCCUPATION........................
7.Nationality..............................


ONCE AGAIN,YOU HAVE TO STOP ANY FURTHER COMMUNICATION WITH ANY OTHER PERSON(S) OR OFFICE(S)TO AVOID ANY HITCH IN RECEIVING YOUR PAYMENT AND ALSO STOP DEALING WITH THOSE PEOPLE THAT ARE CONTACTING YOU THROUGH THE INTERNET HERE TELLING YOU THYAT YOUR FUND IS WITH THEM BECAUSE IT IS NOT WITH THEM, AND WE KNOW ABOUT THE SCAMS GOING ON EVERY DAY ON THE INTERNET. THEY ARE ONLY TAKING ADVANTAGE OF YOU AND THEY WILL KEEP DEMANDING FOR MONEY UNTILL YOU HAVE NOTHING TO GIVE.

I AM ALSO ADVICING YOU TO STOP CONTACTING THOSE PEOPLE AND CONTACT REV.PAUL SMITH SO THAT HE CAN HELP YOU IN ENSURING THE COLLECTION OF YOUR TRANSFER PAYMENT AND MAKING SURE IT GETS TO YOU INSTEAD OF DEALING WITH THOSE FRUDSTERS THAT WILL KEEP TURNING YOU AROUND ASKING FOR DIFFERENT KIND OF MONEY TO COMPLETE YOUR TRANSACTION.

PLEASE YOU ARE ADVICE TO STOP ALL FURTHER CONTACT FROM ANY BODY YOU HAVE BEEN DEALING WITH ASKING IF YOU ARE ALIVE REGARDING ANY TRANSACTION.PLEASE TAKE NOTE YOU HAVE BEEN GIVEN JUST 48hrs TO GET BACK TO US SO THAT WE CAN COMMENCE YOUR TRANSFER IMMEDIATELY.

BESIDE AS SOON AS YOU GET TO US, A SCAN COPY OF YOUR BANK DRAFT AND YOUR ATM WILL BE SENT TO YOU BUT IF YOU FAIL TO COMPLY WITH THE NEEDED $100US DOLLARS REQUIRED, THERE IS NO WAY WE CAN DELIVER THE BANK DRAFT AND THE INTERNATIONAL ATM CARD TO YOUR CONTRY.

LOOKING FORWARD TO HEAR FROM YOU, WE AWAIT YOUR SWIFT RESPONSE IN REGARD TO THIS NEWS WE RECIEVED FROM Mr JAMES WALTER


THANKS.

BEST REGARDS TO YOU AND YOUR FAMILY


Yours's Faithfully,
MR. SADIQ ALMAN
CHIEF AUDITOR TO THE PRESIDENT
FEDERAL REPUBLIC OF NIGERIA.
[/COLOR][/SIZE][/FONT]

If these companies are illegal in your State (and I THINK they're illegal just about everywhere) I would say that's exactly right.

do not know this person but he sent me this




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thanks u folks i have only gotten one collection letter from a firm in GA where i don't even live or visit. doing alot better since i have settle everything.