I have a question about making a settlement offer to a CA

It's always best to start the settlement negotiation from 30%. This is because, you will stand a chance to get a good settlement %.

Did you receive proper validation?

What do you mean by proper validation? They sent a copy of the signed application and the last three statements.

That counts. I'd offer 25% and negotiate up from there. Can you afford to pay this in a lump sum payment if they agree to settle?

Yes we can pay a lump sum. Are there any good settlement offer letters samples I can use and how would you word it?

There are several samples here. Use one as a template and tweak it to fit your situation. http://www.debtconsolidationcare.com/letters/

I have a question about one of the unsolicited offer letters. It says please sign the attached letter of agreement Where do I find that letter?

Just add to the bottom of your letter "Agreed to and signed by ______________________________ (authorized representative) and a date." Have them return the letter to you, signed at the bottom. OR, if you prefer to attach a letter of agreement, you basically just put down the terms of your agreement, as outlined in your letter, on a second page with a place for signature and date at the bottom.

I was also wondering what sort of a payment date I should put. I don't want to put a date on the letter to pay by and them not sending me the signed copy of the aggreement and not leaving me enough time to get them the payment.

Tell them you'll pay the first payment or full settlement, whichever applies, within X amount of days of receipt of the signed agreement.