Foster and Garbus

Quote:

I live in NYS

I have bank statements showing that the payments came out monthly 27.64 per month then like 7 months into it it stops, I had no contact information to call anyone then the call comes from Foster and Garbus, I asked him to validate since I had been already making payments to someone else and then the summons comes. I have left him several messages but I lost his extension # so now I have been calling and no one answers - how do I reply in writing? How do I not go to court?

let me ask you this?did you check with your court clerk to see if the summons is legit.if so you must respond as they have filed a suit against you.if you have proof of payments then use that to you defense.if it goes to court the judge will see that and more than likely dismiss it,but you must respond.btw if this place is asking for a crazy amount they won't negotiate so respond to the summons and we can advise further from there.

Can I call the court clerk?

ok it's real ok! Now I am nervous as hell - do I go to court or have to respond by mail?

What I don't understand is that online docket says 10/4 but the summons came today what's that all about

well don't know,but you must respond.chances are this person is not taking your calls delibrately.answer the summons.one other question.who is the place you were paying?either way you must respond,or have a default judgement entered against you.i think if you go to court with what you have the judge will rule in your favor.just respond as soon as you can.that is important.

OK, I spoke with him yesterday and they will make payment arrangements - the credit card is merrick bank. Do I still need to respond to the summons? He says my signed payment arrangement will halt all court action

just get everything in writing.just know that they will have you sign a form stating that if you fail to live up to the agreement then they can and will get a "judgement without a hearing.just be sure you keep to it and get it in writing.

I called Foster and Garbus and he gave me a pament plan and said that it will stop all further court procedings but do I still respond by mail? And I found a letter from the previous company and I can do another payment plan with them so now I am more confused than ever. If I enter the information on the cardworks servicing online it will accept my monthly payments of 27.00 per month

OK I'll explain in full now that I can- I had been paying cardworks services for this account but for some rason in Jan. it stopped - I had no info to call them then in Sept. I get a call from Foster and Garbus, I ask for info because I was paying it and them nothing - fastforward to yesterday I got the sumons from Foster and Garbus, I called him again and he answered he said they would accept payments and halt all processes. Then I found a letter dated in April for cardwork services offering another plan so I went online this morning and low and behold it will accept my payment arrangement which is 27.00 a month and 600 less than Foster and Garbus so now I don't know what to do :( Do I repond to card work services? Do I still mail my answer to the court? Or pay Foster and Garbus?

i would try to contact cardworks and explain the situation.maybe they can help you further as it looks like foster and garbus got your info somehow and sued when they had no legal right to.once you contact card work.then i would look into an attorney at www.naca.net it looks like foster and garbus need to be sued themselves,but first contact card work services to be sure.