A Story on How i got out of debt!

Hey everyone just wanted to share my story about this settlement company that saved me from a financial burden that I thought would never go away. I used to wake up every day with that thought of having to work just to pay my bills every month, I think it???s a feeling I???ll never forget. I had lost my job, couldn???t collect unemployment and was using my credit cards just to get by. By the time I find a job to make ends meet it was too late the damage was done. I tried to pay the credit cards off by just trying to make double payments but the interest rates were to high and I wasn???t making a dent on the balances. I finally gave in, since I wasn???t planning on taking out any loans or having any more credit cards I chose to settle my debt. I did my diligence and stumbled upon this settlement company that was BBB, USOBA and TASC certified look it up if you do not know what these stand for but every debt settlement company should have these certifications. I applied on-line to settle my debts and within minutes I had filled out all the settlement forms and submitted the form right on their website. When I was filling out the form, it asked me how much debt do you want to settle and how quick do you want it paid off, it will then tell you what you will pay monthly, what you will be saving and what your settlement will be, I then submitted the application. After I received a call and e-mail stating that I had been approved for the program the program I qualified for had me only pay back 40 cents for every dollar that I was in debt. I also received a welcome package in the mail for the settlement program with all the important docs and information I needed regarding my account. This company was rather good to me and they work with professional negotiators, everyone is given a password and login to keep track of the funds that are drafted from their account monthly through the settlement company. What's great is that if you need some of the money in that account for an emergency you can withdraw it whenever you need to there are a lot of settlement organizations that don???t offer this.