Need help on consolidating PDL on my own
Date: Tue, 10/19/2010 - 07:36
Previous bank account has been closed.
I need help on consolidating these 5 PDL
Cash America $874.61
Speedy Cash $702.96
PLS $1000.25
Check into Cash $ 631.86
First Cash Advance $ 703.39
Please tell me what to do ASAP.. I am now 3 months in default.. I been checking out different consoildation places but don't know which one I can trust.
Is this easier on doing this on my own...
Are these storefront or internet loans? Are those the totals th
Are these storefront or internet loans? Are those the totals the companies claim you owe? How much did you originally borrow from each lender, and how much have you paid each of them?
All of these are storefront loans... That's the balance that I o
All of these are storefront loans... That's the balance that I owe.
Cash America I borrow $600
Speedy Cash $ 500
First Cash $ 500 or 600
PLS $800
Check into cash $ 500
See if they will offer you an extended payment plan. It will st
See if they will offer you an extended payment plan. It will stop interest from accruing and you usually can break up the remainder into 4 payments. You MUST do this before you default though.
They have already default.. All of these loans are in collection
They have already default.. All of these loans are in collections expect for PLS... So what is the next step on consolidating on my own
Try asking the one you've not yet defaulted on for an EPP. Sinc
Try asking the one you've not yet defaulted on for an EPP. Since these are all legal loans, you're going to have to pay them. Have you tried calling their corporate offices to try to work out a payment arrangement?
Quote:Originally Posted by AnonymousAll of these are storefront
Quote:
Originally Posted by Anonymous All of these are storefront loans... That's the balance that I owe. Cash America I borrow $600 Speedy Cash $ 500 First Cash $ 500 or 600 PLS $800 Check into cash $ 500 |
Read about the EPP at the link below:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
None of these store will not do an EPP.. Apparently they don't o
None of these store will not do an EPP.. Apparently they don't offer that in texas... what are some other ways I resolved these on my own
Did you speak to someone at each store? Try going over their he
Did you speak to someone at each store? Try going over their heads to the corporate level. You should be able to get some help there.
With Cash America I tried to work something to out to let them k
With Cash America I tried to work something to out to let them know I can pay 50 every 2 weeks... The agent didn't want to take it
Check into Cash I tried working out something in the store but they just want to get re-finance it which I can't and the girls in the store act like I can't do nothing
Speedy Cash I finally work out an agreement
PLS wants me to pay the finance charge and the will hold it for a month. But I can't afford the finance everymonth when the amount I owe isn't going down.. Last week they told me that they were going to send to the DA office and send my thru but they know the bank account has already been closed. So they keep calling to see when I can make the 205.00 finance charge.
First cash I trying to work something out now
Is there any letters where I can send to work out a payment arrangement