Citicard Settlement at 45%
Date: Tue, 10/19/2010 - 14:32
I am currently 77 days behind and owe 23K. I got an 45% offer for settlement. I got this offer when i was 55 days late and they are not changing the offer. I have called them every week but they are firm on 45%. They are trying their best to put me in a payment plan but was not interested. What do you guys think..should i wait longer to get a better offer. Any suggestions?
I am also behind on 3 other cards( BOFA, Chase, Discover) with similar balance but no offers on them
I am also behind on 3 other cards( BOFA, Chase, Discover) with similar balance but no offers on them
I would advise you to wait for a few more days. Tell them that y
I would advise you to wait for a few more days. Tell them that you won't be able to pay at the present 45% settlement offer. But, be aware, not to stretch it for too long. Citi might sue you too.
