need some advice on cash america and pls

does anyone know about cash america and pls
I live in texas recently just laid off
I owe cash america n pls
Cash america I borrowed $600 n owe $874 which is now in collections.
The collections agent called n was very rude... I told him I couldn't afford to pay what
He was asking n I can afford to pay $50 every 2 weeks.. he didn't want to take that.. then I
Told him I was thinkin about conslidating n he told me we don't work with those compaines.
Got to a point we couldn't make a mutal agreement so I hung up and he still calling like nothing
Happened what should I do
Also I borrowed $800 n owe 1000.74
They said was going to send my check in last week if I couldn't pay the fin charge which is $205
They already know my bank account been closed for 2 months and they are talking about sending
Me to the DA office. But they are still calling me to come in to make a payment. What should I do