Anonymous Calls Debt Collector
Date: Tue, 10/26/2010 - 11:06
Submitted by Gretchen VonDerhoff
on
Tue, 10/26/2010 - 11:06
Total Replies: 13
Anyway after a fraudulently obtained default judgment was had against me all of a sudden I get anonymous calls. The first time I did answer it and it was the typical recording saying they have an important message, please hold. Those things really tick me off, call me on my own damn phone and then ask me to hold. So I quit answering. They call everyday and never leave a message. If they are so damn desperate to talk to me you'd think they would leave a message. But that isn't their point, their point is to harrass as always.
Anyway, I suspect this is from Kramer and Frank the scum sucking low-lifes who got this default judgment by telling me the wrong trial date. I called them once when they mailed me a letter gloating about the judgment they got but I used star 67 which is supposed to block calls so they couldn't see my number but incredibly they did.
It's not okay to keep calling me. How do I tell them to buzz off if I don't know who they are? Is there a way to find out? I really don't want to talk to them because my tolerance for their b.s. is zero.
File a case against their calls with your local police authoriti
File a case against their calls with your local police authorities about the harassment. If it continues, file against them with the FTC and the BBB.
But how do you file a complaint when there's no way to tell who
But how do you file a complaint when there's no way to tell who it was. Even the one call I answered, I didn't stay on line to find out who it was because they put you on hold forever and besides its offensive and insulting, if somebody calls your number and then ask YOU to hold.
I did find this resource which gives a database of numbers and also tells you when a report was made of abuse from that number and the results. It's pretty interesting and I'm going to check it out some more.
http://www.numberinvestigator.com/#
Don't you have the number? You can file the case with the police
Don't you have the number? You can file the case with the police with that number only.
I wish I did, however as I said in my original post, they call a
I wish I did, however as I said in my original post, they call anonymously. As things stand now it would be my word against theirs.
Unless she has sent then a cease and desist, there is nothing il
Unless she has sent then a cease and desist, there is nothing illegal to complain about. Even if she has, they are entitled to that one last call, but since she wont hold, they havent been given that opportunity.
Quote:Originally Posted by SOAPLADYUnless she has sent then a ce
Quote:
Originally Posted by SOAPLADY Unless she has sent then a cease and desist, there is nothing illegal to complain about. Even if she has, they are entitled to that one last call, but since she wont hold, they havent been given that opportunity. |
Once again, oh hassling one, we disagree. First of all, how am I to send a letter when they disguise themselves knocking at my door. That is what this is comparable to. I don't open my front door to people who have masks on and I don't answer my phone to people who conceal their identity. If they are legitimate they should come undisguised. If they have an honest message for me, why when my answering system gives them a chance to introduce themselves they say nothing. No one ever says who they are nor ask me to call back. Therefore it is harassment clearly.
You say because I won't hold they can't deliver their message, i haven't "given them the chance". That's rubbish. Since when, in my home (being the free person I am) am I OBLIGATED TO HOLD for them. They have the opportunity to say the want every time they've called and refuse to. The phone is mine, I pay the bill not them. If I choose to screen my calls by letting them introduce themselves or leave a message on my answering machine (which I also paid for) it is none of their damn business frankly.
The fact remains, they can communicate on the terms I have set in my home by my phone service on my phone equipment.
Once again, you are wrong. I really have to wonder about your identity and your purpose as far as I am concerned because you continue to voice your nonsense opinions that are intellectually empty and without merit.
My home, my phone line, my phone. If they were sincere they would leave a message, they don't therefore they are not sincere. Are they afraid to leave a message because what they have to say they would rather not be recorded? They are misusing my phone equipment. If they don't choose to use MY SYSTEM as I choose, tough. I am under NO OBLIGATION to tell them anything or to talk to them so as far as I'm concerned they are harrassing me, calling me for no reason.
Their "message" is loud and clear and so is yours. Neither one of you have said anything intelligent. You figure it out if you can. You are either insincere or mentally slow. Have a nice day. :p
I am an EX bill collector...I present facts with NO sugar coatin
I am an EX bill collector...I present facts with NO sugar coating. This whole thread is actually moot since you do not even know WHO is calling....could be a wrong number, it could be Fingerhut or a charitable organization.
End of subject.
[QUOTE]Obscene or harassing phone calls can be one of the most s
[QUOTE]Obscene or harassing phone calls can be one of the most stressful and frightening invasions of privacy a person experiences. And unwanted phone calls, while a minor problem when compared with threatening calls, can still be a major inconvenience. Fortunately, there are steps you can take to help put an end to these unwelcome intrusions.
What makes a phone call harassing?
When someone calls and uses obscene or threatening language, or even heavy breathing or silence to intimidate you, you are receiving a harassing call.
How often do I have to get these calls to make it harassment?
Just one unwelcome call can be harassing; but usually your local phone company will not take action unless the calls are frequent. However, if a call specifically threatens you or your family with bodily harm, the phone company will generally take immediate action.
Local phone companies have varying policies on whether to call the phone company or the police first. Some recommend that you first call the phone company's business office and explain the problem. A representative will connect you with the "annoyance desk." Other phone companies may require you to file a formal complaint with local law enforcement before they will deal with the matter. To find out what your phone company's policy is, contact the business office of your phone carrier and ask for assistance.
For serious threats, if life or property is threatened, or if calls are obscene, you should call the police and file a report.
Provide as much information to law enforcement as you can. Indicate the gender of the caller and describe the caller's voice:
- Note the time and date of the call(s).
- What did the caller say?
- How old did he / she sound?
- Did the caller seem intoxicated?
- Did he / she have an accent or speech impediment?
- Was there any background noise?
- Was a phone number / name displayed on the Caller ID device?
What can my local phone company do if I am receiving harassing calls (land line)?
If the calls are frequent or particularly threatening and you have a land line, the phone company can set up a "Trap" on your phone line. The Trap allows the phone company to determine the telephone number from which the harassing calls originate. You must keep a log noting the time and date the harassing calls are received. Traps are usually set up for no more than two weeks. The phone company does not charge a fee for Traps.
A phone company service called Call Trace may also be able to help track down harassing calls. Immediately after receiving a harassing call, you enter the code *57 on your phone and the calls are automatically traced (1157 on rotary phones). Call Trace is easier than using a Trap since the customer does not have to keep a phone log. But Call Trace technology works only within the local service area. (Look in the "Customer Guide" section of the phone book or the phone company's Web site for a description of your local service area.)
Call Trace must be set up in advance by the individual receiving harassing calls and it requires a fee for use. However, in situations where the phone company would ordinarily use a Trap, you might not be charged if the phone company suggests that Call Trace be used as an alternative. Be sure to ask. The information collected from Call Trace or from a Trap is turned over to law enforcement personnel, not the customer. Law enforcement officers try to stop the harassing calls by either warning or arresting the harasser. With both Call Trace and a Trap, your phone conversations are not listened to or recorded by the phone company.
What can my cellular phone company do if I am receiving harassing calls?
Every carrier is different. Contact your carrier to inquire about what options may be available to you.
Is the phone company always able to solve harassing phone call problems?
No. If the caller uses a phone booth or multiple phone lines, the phone company and law enforcement officials may never get enough identification to take further action. In cases like these, changing your phone number might help. Also, you might want to get an unlisted or unpublished number. In addition, the tips listed below for discouraging other types of unwanted calls may be of help.
What can I do to stop harassing calls without going to the phone company or police?
First, simply hang up on the caller. Do not engage in conversation. Typical crank callers are seeking attention. You have "made their day" if you say something to them or express shock or anger.
If the silent treatment does not work, you might try putting a message like this on your voice mail system: "I'm sorry I / we can't come to the phone right now but you must leave a message. I / we are receiving annoyance calls and the phone company has a trap on this line. If you do not leave a message I / we will assume that you are the annoyance caller and this call will be traced."
If you answer the phone and the harassing caller is on the line, another suggestion is to say: "Operator, this is the call." Then hang up. Or say the word "trap," what time it is and the date; then hang up.
What is the "pressure valve" strategy?
Some threatening calls are part of a larger pattern of abuse, such as stalking. Some experts recommend in these situations to get a new phone number, but keep the phone number being called by the harasser and attach a voice mail machine or message service to that line. Turn the phone's ringer off and don't use that phone line for anything other than capturing the calls of the harasser.
This is the pressure valve strategy. The harasser will continue to call the unused number and will think that he / she is getting through. Instead, you are simply using the number to gather evidence. You will want to save tape recordings of the calls. Get another phone number for your use, and be sure it's unlisted and unpublished. Give the number to trusted friends and relatives only. Do not give it to your bank, credit card company or credit bureau. Put passwords on all of your phone accounts (local, long distance, and mobile). Tell the phone companies in writing that they must not disclose any account information to anyone but yourself, and only when the correct password is given.
What precautions can I take to prevent harassment?
- Do not disclose personal information when called by someone you do not know. He / she might be checking out the residence for possible robbery or other crime. If the caller asks what number he / she has called, do not give it. Instead, ask what number the caller dialed.
- To prevent being targeted for obscene calls and heavy breathing, women should only list their first initial and last name in the phone directory. Having an unlisted number is another option.
- Children should be instructed to never reveal information to unknown callers. Instead, they should be taught to record the caller's name and phone number along with date and time.
- Do not include your telephone number on the outgoing message of your voice mail service if you wish to keep your number private. By omitting your phone number from your message, you prevent random dialers and people with Call Return from capturing this information.
How can I stop telemarketing calls?
The most effective and easiest way to prevent telemarketing calls is to register your home and personal phone number(s) with the National Do Not Call Registry operated by the Federal Trade Commission (FTC). Since 2003, residents have been able to put residential telephone number(s) including cellular numbers on the opt-out list. According to the FTC, registration with the Do Not Call list will reduce the number of telemarketing calls you receive by 80 percent.
You can sign up for the Do Not Call Registry two ways:
- The FTC's toll-free phone number is 888-382-1222 (TTY: 866-290-4236)
- Online registration is available at the FTC's Web site.
Sometimes my phone rings and there is no one on the line. What is happening?
Many people are frightened when they receive "hang-up" calls. They wonder if someone is harassing them or if a burglar is checking to see if they are home. In most cases, these calls are from telemarketers.
Many telemarketers use "predictive dialing" technology to call consumers. A computer dials many phone numbers in a short period of time. When an individual answers, the computer seeks a sales representative who is not occupied at that time and connects the call. If all of the sales reps are on calls, the consumer hears dead silence. These are "abandoned calls."
If you are receiving many abandoned calls a day, you can call the annoyance department of your local phone company and ask that a Trap be placed on your line. In extreme situations, the phone company might be willing to contact the offending telemarketer and request that your phone number be place on its "do not call" list. If the repeated calls are from a malicious individual who is harassing you rather than a telemarketer, the phone company will report the number to law enforcement as described in the beginning of this guide.
Also, your phone company can change your phone number especially if it is a relatively new number for you and it seems that the reason you are getting most of these annoying calls is because they are directed to or as the result of whoever had the phone number before you did. There may be a charge to change your phone number but that is negotiable with your phone company. Many times your phone company will change your phone number free of charge if the annoying or harassing phone calls are to a newly assigned number for you and so therefore they are the result of the phone number having been previously assigned to someone else.[/QUOTE]
Edited by Shazzers; Information copied and pasted from other sites are required to be in quotes.
Here is a link to the FTC with specific information about the Fa
Here is a link to the FTC with specific information about the Fair Debt Collections laws and more specifically about what is permissible when collectors try to contact you by phone:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Here is some other information not from the FTC but could be of interest to you as well:
[QUOTE]
Harassment is an offense which can have severe penalties. State Laws governing harassment vary by state. Here is an example contained in a portion of one state's statutes:
S 240.30 Aggravated harassment in the second degree.
A person is guilty of aggravated harassment in the second degree when, with intent to harass, annoy, threaten or alarm another person, he or she:
[LIST=1]
Aggravated harassment in the second degree is a class A misdemeanor.
S 240.31 Aggravated harassment in the first degree.
A person is guilty of aggravated harassment in the first degree when with intent to harass, annoy, threaten or alarm another person, because of a belief or perception regarding such person`s race, color, national origin, ancestry, gender, religion, religious practice, age, disability or sexual orientation, regardless of whether the belief or perception is correct, he or she:
[LIST=1]
Aggravated harassment in the first degree is a class E felony.[/QUOTE]
Edited by Shazzers; Information copied and pasted from other sites are required to be in quotes.
If my memory serves me correctly, you can set up your phone to R
If my memory serves me correctly, you can set up your phone to REJECT anonymous callers. A message will tell the caller that your phone will not accept calls from masked numbers. It is a block you add on by dialing *XX. If you google it you can probably find out or call the phone company.
Thank you Shazzers for your assistance with the quotes. Here
Thank you Shazzers for your assistance with the quotes.
Here's some information about penalties for harassment which have nothing to do with debt collection. There are many laws about harassment and the fact that they may be about debt does not entitle anyone to break the laws against harassment.
http://www.criminaldefenselawyer.com/crime-penalties/federal/Harassment.htm
It depends on your phone company services and which ones you ele
It depends on your phone company services and which ones you elect to purchase.
It also depends on your phone equipment.
In my case both my phone provider and my phone equipment provide blocking capabilities.
My phone has a 50 number call block as well as an anonymous call block.
I think that with my phone service provider it just keeps my phone from ringing but they will still get my answering system.
For my phone equipment I believe it keeps them from getting my answering system and keeps my phone from ringing.
Systems vary of course.
I only recently made the discovery about my anonymous call block capabilities on my phone.
The problem is that it blocks all anonymous calls so anyone trying to call me like a doctor who frequently block their number would not be able to reach me so that needs to be taken into consideration when deciding how much/who to block. :wink:
Here are specifics directly quoted from the Fair Debt Collection
Here are specifics directly quoted from the Fair Debt Collections Act as regards harassing phone calls and ANONYMOUS calls:
[QUOTE]
?? 806. Harassment or abuse
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or prop- erty of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller???s identity.[/QUOTE]