Default Judgment
Date: Mon, 11/01/2010 - 09:28
I was contacted by a "debt collector" Eltman & Eltman and cooper stating my salary will be referred for garnishment on Sept. 2, 2010. On Sept. 15, 2010 another letter comfirming my who my employer was. On Sept.30 ,2010 stating they have requested verification of my employment. Keep in mind they REPRESENT LVNV FUNDING LLC and come to find out that MANN BRACKEN,LLC was also involved.
I knew I had a old credit card debt from 2002. Husband lost his job . I had to start paying the bills.
So I decided to send a SOL letter on Sept.27,2010 which in Tennessee is 6 years on open account. In receipt of my SOL letter they sent me a scanned copy of a judgment that had been entered against me in November 2005. I had no idea of this what so ever. Never served. However it states on the copy that a sheriff signed off on it stating that he did serve me. So a DEFAULT was entered.
When I seen this I called the court house and they told me to call lawyer so I did. She pretty much told me there was nothing she could do. So I am looking for some advise.
I knew I had a old credit card debt from 2002. Husband lost his job . I had to start paying the bills.
So I decided to send a SOL letter on Sept.27,2010 which in Tennessee is 6 years on open account. In receipt of my SOL letter they sent me a scanned copy of a judgment that had been entered against me in November 2005. I had no idea of this what so ever. Never served. However it states on the copy that a sheriff signed off on it stating that he did serve me. So a DEFAULT was entered.
When I seen this I called the court house and they told me to call lawyer so I did. She pretty much told me there was nothing she could do. So I am looking for some advise.
You'll have to try to have the judgment vacated on the grounds o
You'll have to try to have the judgment vacated on the grounds of improper service. Call an attorney.