collection agency abuse
Date: Thu, 11/04/2010 - 13:01
I have a 7 months overdue debt on a home depot commercial cc. I got a letter from a collection agency telling me that if i do not dispute it in next 30 days, it will be considered valid. They have called my family and even though were told that they don't know me, they gave out detailed information regarding the debt, names, phone numbers and addresses.
They leave threatening messages that they are going to start calling all the neighbors and everyone i may asociate with. I am not scared.
I am furious and of course now not only do I not want to pay the debt, but i want to get them.Any advice on how t proceed?
PS I have already made a complaint with ftc.
They leave threatening messages that they are going to start calling all the neighbors and everyone i may asociate with. I am not scared.
I am furious and of course now not only do I not want to pay the debt, but i want to get them.Any advice on how t proceed?
PS I have already made a complaint with ftc.
They are clearly violating the Federal laws (FDCPA rules). File
They are clearly violating the Federal laws (FDCPA rules). File cases with the BBB as well. They should be brought to books.
Key word is COMMERCIAL account. From my understanding, the FDCP
Key word is COMMERCIAL account. From my understanding, the FDCPA applies to consumers, not businesses.
Quote:Originally Posted by SOAPLADYKey word is COMMERCIAL accoun
Quote:
Originally Posted by SOAPLADY Key word is COMMERCIAL account. From my understanding, the FDCPA applies to consumers, not businesses. |
In fact, they do not have any business listed on it, it is a commercial card under a personal name, don't know how this was done at the time but thy did leave a message here once trying to find out business name and info...
Quote:Originally Posted by AnonymousIn fact, they do not have an
Quote:
Originally Posted by Anonymous In fact, they do not have any business listed on it, it is a commercial card under a personal name, don't know how this was done at the time but thy did leave a message here once trying to find out business name and info... |
And one more thing, my name has been mispelled from the start.
It is still a commercial account....not consumer. A mispelt nam
It is still a commercial account....not consumer. A mispelt name is human error.