logo

Debtconsolidationcare.com - the USA consumer forum

payday loan help

Date: Fri, 11/12/2010 - 20:12

Submitted by matthewjamesgarcia
on Fri, 11/12/2010 - 20:12

Posts: 12 Credits: [Donate]

Total Replies: 17


anyone have information on pdlds.com


I have 6 payday loans
loanpointusa borrow 100 interest 28.50 online
spononlloans borrow 400 interest 120 online
cashuptopluto borrow 100 interest 30 online
thinkcash 1200 this one was online but not sure interest pay 110 every paycheck
iadvancecash borrow 300 paid 272 now 100 interest 24 online
vip loan shop borrow 300 interest 90 online



I live in louisiana and thursday i closed my chase banking account down and opened a new banking account...
I contacted paydayloandebtsolutions and they said they will deal with everything from here on...but i am still stress out because i think i went to the wrong consolidation company....i will be paying one monthly payment of 217 for 12 months...is this a good company? i cant find them in the bbb.org. i am scared these loan companies will call me at my job and should i change my phone number???


lrhall41

Submitted by matthewjamesgarcia on Sat, 11/13/2010 - 11:32

( Posts: 12 | Credits: )


The phone number on the PDLDS website is the same as one identified in a debt consolidation care thread as belonging to Destination Debt Solutions. I assume they are the same company. I tried to post a link to the thread earlier, thinking it would be okay since it was a link to this site. Apparently the mods disagreed because the post never appeared.


lrhall41

Submitted by on Sat, 11/13/2010 - 22:49

( Posts: | Credits: )


Does anyone know if these payday loans r legal or illegal? Wondering if pdlds.com is really going to help me? I just don't know who to talk to anymore... Just glad for this site it gives me hope... This Thursday the loan companies would off got paid almost all my check just scared of what they will do to me and all..


lrhall41

Submitted by matthewjamesgarcia on Sun, 11/14/2010 - 15:08

( Posts: 12 | Credits: )


You can check at the link below to see if any of your lenders are legal:
http://www.ofi.state.la.us/
At first glance there are a few of your pdl's that are NOT legal/licensed, therefore, I wouldn't recommend any debt solution company because illegal lenders can not be trusted. CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Sun, 11/14/2010 - 20:35

( Posts: 17344 | Credits: )


just got a hold of pdlds.com and they assured me that they will take care of everything..they said they set up a trust account and that when that account builds up they start to settle with my padday loan accounts so should i stay with this company?

Link deactivated, it is against the TOS to post active links.


lrhall41

Submitted by matthewjamesgarcia on Mon, 11/15/2010 - 07:21

( Posts: 12 | Credits: )


Quote:

It never ends!!! I called my old bank the one I closed and they said the pdl can force it back open... It will take 30 to officially close this... What do I do now... Someone please help me I am so so scared..


Go INTO your bank and speak directly to the branch manager (no one else will do), tell them you want a hard debit block placed on your closed account until the 30 days have passed.


lrhall41

Submitted by Shazzers on Tue, 11/16/2010 - 14:36

( Posts: 17344 | Credits: )


i took your advice shazzers and talked to a chase manager...you were so right...talking person to person is so much better..okday so they closed my account and reopened another one with a different account number...even though i opened an account with a different bank if you ever need help with your personal bank just talk to them face to face and yeah i was very embarrassed but they help me out!!! anyways they closed my account and re opened another account and said since i reopened another account there story changed...there is no 30 days just one day and by tomorrow my new account will be the only one open and the pdl will not force open the old one...BEST advice talk to your bank in person and not the automatied system...


lrhall41

Submitted by matthewjamesgarcia on Tue, 11/16/2010 - 18:27

( Posts: 12 | Credits: )