Threats from law office

Sometimes they will threaten a law suit but never deliver on it. They make a decision if they think it will pay for them to sue you. They might charge it off and sell your debt to someone else to try to collect in which case you'd be better off because debt buyers seldom can prove anything. They know the score when they buy debt. They know they have no proof and so if they come up empty-handed, not my problem.

People need to stop being intimidated by these bill collectors. Just because they contact you doesn't mean anything if they don't follow through. They can't put you in jail or have to arrested so don't panic. Where do you get your income from, what are the sources. Depends on where your money comes from whether they can garnish or not and if they can't garnish then they might get a judgment they will never collect on and so it might not be profitable for them to sue you.

By all means, do not ignore any contact you receive from them but take what they say with a grain of salt. Threats to sue you do not necessarily mean they WILL sue you, it means they want you to think they will sue you so that you "cooperate". That is a huge part of being a successful bill collector, you have to know how to intimidate people.

Is the attorney located in your state?

Yes it is located about 45 minutes from where I live.

Have you tried calling and talking with the hospital? Or applying for state assistance/

Being that the attorney is in your state, the possiblity is there that you may be sued. He is more than likely working on behalf of the hospital.

Soap Lady you need to quit erasing my posts.

You have purposely left some false information on some of your answers. I am going to report you to the site owner because it is malicious to leave wrong answers and it is wrong for you to erase my comments.

You are trying to mislead people and block them from seeing anything contradicting you.

I read that you are an exbill collector and I question your motives.

I previously left information from FDCPA that he is not forced to accept their terms and you erased it.

What if I simply send them a check for 50.00. I cannot even do this for another 3 weeks but its the best I can do.

Be careful about sending anything until you get all the facts. Sending a payment could have the same effect as validating everything they say. You would want to be sure, for example, that they have an accurate amount that you owe. Get everything in writing whatever you do. Don't ASSUME anything.

Here's some good information:

http://www.privacyrights.org/fs/fs27-debtcoll.htm


It's to your credit that if this debt is yours you want to and plan to pay it however don't be intimidated into agreeing to pay more than you can because then you just end up looking bad when you can't/don't follow through. It's better to promise to pay $10 a month and adhere to your promise than to promise to pay $50 a month and only send $10.

I follow the principal that no one cares about my case as much as I do. Based on that and based on the fact that I don't know everything, far from it, I ask for advice and read the advice I get. After that, I use my own common sense and my own research skills to see who I want to put my faith in and who I should believe.

No one should believe me or anyone else just as a matter of course no matter what their "reputation" shows.

You will get some good advice, some mediocre advice, some stupid advice, and even some bad/wrong advice. Ultimately its YOUR RESPONSIBILITY to figure out which is which.

Like I said, trust everyone but cut the cards before you play.