clean up my credit

The very first step will be to pull your credit report. you need to know what is actual condition of your credit. Once you have done that, contact a reliable credit repair organization. The organization will help you in repairing your credit for a fee. However, it is always better to repair your credit on your own. This will help you save the fees.

I would advise you to take up a secured credit card. Make regular payments as it will help you to build credit. But be aware that applying for too many credit cards and loans may hamper your score as you will be a potential risk in the eyes of creditors.