HELP!! PSD/AF Group calling to serve me at work!

I looked up the attorney they gave me and he is not listed in the Texas State Bar Directory.

I have already posted a reply on the other thread you have started with the same content. Please refrain yourself from doing this as it will be confusing for you.

Same here except they also called my dad. I also spoke with the state bar, NOT listed. Also spoke with the secretary of state office. They ate not bonded/regulated to collect in Texas. Was your persons name Steve Martinez?

My boyfriend was contacted by AF Group the other night for an old HSBC credit card he had defaulted on due to job loss and other events. They said they had attempted to serve papers at an address he hasn't lived at in over 3 years! They told him they had already filed papers at the local courthouse but when he asked them to send him documentation (via my work fax) they began stumbling over their words saying "oh well we can't do that." Anyway, I contacted our local courthouse today and was informed that no papers had been filed against him and NO papers were ever attempted to be served to him regarding any civil matter. The woman I spoke to also said that if they were legitimately attempting to locate him all they would have to do is look through DMV records or contact the courthouse for a current address.

Don't fall prey to these kinds of people! They are just too lazy to earn an honest living and trying to swindle money out of hard working people! Also, 9 times out of 10 creditors will write the debt off because they can write it off of their taxes and it costs them more money than it's worth to go to court.

DON'T BE A VICTIM! KNOW YOUR RIGHTS AND THE LAWS OF YOUR STATE!

AF Group called about 3 year old past due from our son, who is now incarcerated. Made us call 888-817-2781 and tell someone else that he was not available. Said summons would be issued to our home if that call was not made. No doubt the money was owed, but the tactics are simply criminal.

I got home from work tonight and was left a message from a Process Server by the name of Eric Stone (probably his porn star name or his stage name at La Bare...) and told that "someone is suing me" and if I had questions to call their 888 number and speak to the "Process Server".
I called and IMMEDIATELY this dumbf**k got nasty with me. I began by stating that I was left a message and he told me that I wasn't...though I have the message on my answering machine and my son heard the whole message! Then I asked who was suing me and he told me to "wait until I'm served the papers". I told him that I am aware of the legal process to file any lawsuit since I know a number of attorneys and that I had every right to know who was suing me, in what court, what the case number was, etc. and this jerk off told me that I didn't know anything then made some nasty remarks.
I called back and tried to speak to the "Manager" and I was told that I knew absolutely nothing about filing documents in a court. BULLS*%T! 1) To file a complaint or lawsuit in a court you must go personally to the court or Clerk of Courts and PERSONALLY file it. You pay a fee unless it's an item included in an existing case (most times on an existing case they don't charge additional filing fees) and the filing is STAMPED BY THE CLERK OF COURTS or the Court itself that it's been filed, entered into the record, and then it's usually a Baliff or an Officer of the Court, even the local Sheriff/Police that will serve the action against you. 2) This company claims that they "call all over the country and file lawsuits against people". No can do. Again, one must go PERSONALLY into a courthouse and file...can't be done over the phone.
3) I was rattled off a phony case number. At least in the area I live, the case number is not just some series of numbers and then an abbreviation for the state. In my Divorce case, the case number started with the prefix DR (Domestic Relations), and I've seen other cases with CI (Civil/Small Claims), CR (Criminal), TR (Traffic), and so on. Again, The AF Group's claims DO NOT FLY!
Just like another poster stated, most companies will write off a bad debt. It costs far too much to take someone to court more often than not. Think about it...You default on a $300 credit card. It costs money to file the suit in court. Lawyers charge around $100 per hour for services minimum. Most debts aren't worth it, they're written off as bad debts and the company moves on. There's also statutes set on the time that a person can file a lawsuit. You defaulted on a credit card 5 or more years ago? Most likely you defaulted, it will be on your credit, but you weren't sued.
Lastly, I questioned the person at AF Group about how much they make an hour. $8 per hour. Hmmmm...a true process server with a court makes more. Most of them are also employees of a county or state. Government jobs aren't your typical minimum wage gigs. That fired up the ass munch at AF Group! I told him he was a steroid enhanced little pencil pusher that was jocking a phone and harassing people for a measly $8 an hour! I do phone work as well. At least I make commission. I also saw ads for this place on craigslist. They're right up there amongst ads that will spam your inbox or provide you links to B grade amateur porn.
AF GROUP IS A SCAM and I'll bet my life my state's Attorney General or BBB will be interested in their tactics!

Type their phone#(888-817-2781) in ASK.com and you will see other posts about this "extortion group" Extortion is the means of getting money by making threats. They're so LARGE, you wont find any information when searching for the name, AFGroup. So glad there is freedom of speech and the internet.

They did the same to me, said they were with the "county processors office" but did not give me any county, state or any other information only that they needed to serve me so that I would not miss my court date.This is totally illegal as until your served no court dates will normally be set . They said I had been assigned a case number by the courts but did not tell me what county or court it was filed in. A court will assign you a case number when a lawsuit is filed but until you'er served you will normally not miss any court dates. What they give you is an internal number and represent it as an official court case # to scare you into paying. They also threaten that your going to be in trouble if you don't show up for your previously assigned court date. All of this is illegal but they somehow get around the laws. Hope some legal entity prosecutes them someday.

The key thing to remember is that process servers DO NOT CALL you....they just serve you. These calls are designed to scare a person into paying quickly before they have time to think about the situation...it is also HIGHLY ILLEGAL!

The best thing to do is simply tell these jerks to drop dead and go right ahead and serve up some ppaper...then at least you will know who they are and can countersue. :)

I had the same experience as posted above. Accept they gave me the phone number to call at 888-618-6948. They called me about my son in law..how they connected me with him , I cant figure out.
I hope someone reported them.

Hmm also, if a "Process Server" offers to take a payment to stop the suit, then that is another HUGE red flag because process servers ONLY serve....nothing else. They don't thoughtfully accept payments for their clients.

Ok everyone here is what to do. I just went to the BBB website and checked out all their information because these same exact things happened to me but the rude man gave me 3 different names and told me he knows I am on Disability and that he would have it stopped immediately if I did not pay a certain amount by today. I was called on Valentines day. He also threatened me saying that he was going to call the D A's office if I did not respond, and since I am a research buff, I wrote everything down , requested an email of all information and checked my credit report and found 2 discrepancies both with the exact same dates of credit cards I have never opened, he also said that he sent someone to a place of residence that I have not lived in for 4 yrs saying he sent them to get the money. He was very very rude when I asked him for information and said that he couldn't give it to me then he gave me a card number that was very close to the one on my credit report, so there was another discrepancy. They emailed me one paper saying that I was to pay a certain amount by today and when I emailed them back I said that I have spoken to an attorney and was advised to get everything including statements and all documents in writing by mail or via email, I emailed them 3x's and no response at all.
Go to this link:

http://www.la.bbb.org/Business-Report/American-Financial-Group-100099904

This will tell you all about them!! The BBB gave them a rating of F and it gives the reasons saying that they believe them to be a fraud etc..
PLEASE GO TO THE WEB SITE AND FILE A COMPLAINT because this is hugely important because they have been able to get all our information which can damage our credit and etc...
Hope this helps!! Good luck everyone!!

I aLso forgot to mention that the guy mentioned my ex husbands name and we've been divorced since 2003ish!!
I just filed a complaint with the BBB and plan to contact the Massachusetts A.G. Also might call or write into the local news for one of their in estigators to research .

These people are out of control. I am a hard worker and I have filed bancruptcy...they called me and tiold me the name left on the message (mike jones) did not work for the company...he went on to tell me that i owe them over 2K$$$ i advised him to contact my attorney and he told me that this is a federal matter and would not be included on my bancruptys. he got totaly rude when i asked for paperwork so i would not miss a court date and said "dont worry, we will find you honey" im so glad that i googled this company and found this site - i truly wish ppl like this would be punished. . . and i feel sorry for the people that fall victim to it and pya the money . . . . :evil::evil::evil:

Relate all of this to your bankruptcy lawyer...if they call again they are in violation since you have already informed them of your lawyer.

This company is completely fraudulent.
They have continued to harass us for a ridiculous amount of money to a credit company that we have no account with. They have our name wrong and incorrect social security number. They continually harass me for the correct social but I DO NOT tell them any pertinent, private information!!

As soon as we told them we contacted the state's attorney general (from the state they are calling you from) they got nervous but continued to berate and intimidate until we ended the phone call.

I suggest to all that you register with the National do not call list, contact the appropriate attorney general and Better Business Bureau and if they call again - simply tell them you have the wrong person and hang up.

Forgot to mention... as consumers, we are protected by the Federal Trade Commission. Contact them and place a complaint by going to www.fccinfo.gov.

Do not call lists don't apply to collection agencies.

The best way to handle a phone call where they do not give you the contact information, or even a name is to simply tell them, "until you give me contact information, I am not talking to you. " then hang up. Each time they call ask for the info and if they give you any BS just say "ok maybe next time you call you will give it to me." then hang up. Trust me..it pisses them off to no end.....sure the calls are annoying but sooner or later they will get frustrated enough and give up. Works for me.....when I tire of playing with them on the phone.

I am living in a homeless shelter. AF Group called me here saying there was a warrant for my arrest and the police were going to pick me up within 24 hrs. I had to pay them $1400 from a credit card debt to stay out of jail.

How can we get these people for harrassment and fraud?:mad:

Unfortunately you fell for the scam. Debts are NEVER civil matters....you absolutely can't goto jail because of an unpaid debt.

If the payment was recent, call the credit card company and get your money back, what they did was unlawful.

OMG these people just contacted me saying I owe HSBC some money. When I called my laywer and explained what they were saying he said it sounded like a bunch of bullshit. He told me to have me served and we will deal with it when it comes in. So i gues we will see what happens. My guys name was Tori Stevens and supposely he is a laywer. He also couldn't give me any info about what court the papers are in or any info on the summons.