quick questions!!

Not all Internet pdl's are illegal, only the ones that do not have a license in that state, which can be checked at the link below:
http://www.bank.state.al.us/ADPSA_Licenses2.asp

If you find that any of your PDL lenders are illegal, then it is best to close your existing account and open a new one. The reason being, these illegal payday lenders will try to take away all the money available in your account.

I went into the bank & they have put a hold on my account-I can receive my direct deposit but no debits are allowed through. I hesitated to close my account because I owe a couple of legitimate storefronts that I will not be able to clear until my next payday. I spoke at length with the rep. from the Ala. state banking dept. and (suprise!) all the ipdls I gave her were all unlicensed in Ala. and (suprise!) she was familiar with a few. She also gave me the same information I have been getting from you all :D and instructed me to send her all documents that I have/share with the pdls. As of right now I am current but due dates are 11/24 & 11/26-I guess I will be hearing from them soon. I am now beginning the process of sending them the letters that are recommended on here. I feel like I can actually breathe for the first time in a long while & it will feel good to see a whole paycheck especially in time for Thanksgiving-I certainly have something to be thankful for!! I know I still have a fight ahead but THANKS SO MUCH to everyone on here for the advice-so glad I found this site!!

You are welcome guest. Let us know about the proceedings. I would like to hear from you.