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phony debt collector

Date: Sun, 11/28/2010 - 23:42

Submitted by anonymous
on Sun, 11/28/2010 - 23:42

Posts: 202330 Credits: [Donate]

Total Replies: 4


My father went under a knee surgery in October 2010. The total bill was around $65,000. I paid off the bill last month only. Yesterday, I got a call from a collection agency. The agency said I owe that bill to them. But how is that possible? I have paid off the bill last month only. They are telling me to settle the bill or they will take me to court? What shall I do now? Will my credit score get hurt?


You should ask the debt collector to validate the debt. Send documents to the collection agency to prove that you have paid off the debt. If the collection agency can't prove that you really owe the debt, send a cease and desist letter to them. However, if it is an additional hospital bill that you have not repaid, then negotiate with the accounts department of the hospital authority/collection agency and settle the debt.


lrhall41

Submitted by on Mon, 11/29/2010 - 03:30

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Generally, you will receive several bills for surgery (hospital/facility bill, doctor/physician, your family doctor (if s/he visited you while you were in the hospital), anesthesia, xrays, rehab, etc. Are you sure this isn't a different bill from the one you paid? Does your father have insurance and you're paying the difference? I would call the insurance company to find out what amount you should be paying out of pocket. Sometimes you will receive a bill before insurance has paid so the amount due is technically incorrect.


lrhall41

Submitted by OhioGal1 on Mon, 11/29/2010 - 11:26

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