Morgan & Pottinger
Date: Mon, 11/29/2010 - 17:43
You may not have anything now, but judgments can last up to 20 y
You may not have anything now, but judgments can last up to 20 years depending on what state you live in.
If there is a case filed against you and you fail to respond you
If there is a case filed against you and you fail to respond you will be making a big mistake because they almost certainly will get a default judgment against you. The fact that you have no job and have nothing NOW is not a reason to respond because someday you may have something worth going after and they may very well step in at that time to take what you have.
Why take a chance? Respond and make them prove their case. IF they a 3rd party debt buyer they probably can't even prove they own the debt or even half the things they need to prove to sustain their claim.:D