Skip to main content

Debtconsolidationcare.com - the USA consumer forum

Laws on wage garnishment and taking bank account

Date: Wed, 12/01/2010 - 13:39

Submitted by anonymous
on Wed, 12/01/2010 - 13:39

Posts: 202330 Credits: [Donate]

Total Replies: 8


Is it true that if you net less than $200 a week, your wages can't be garnished by judgment for CA? Also, if your bank account is less than a certain amount they can't seize the account? Can anyone point me to a site answering this.


In CA, up to 25% of the debtor's net disposable earnings can be garnished. Once the levy has been served on the employer by the sheriff or marshal, it remains in effect until the judgment has been paid in full. Because California is a community property state, the wages of a non-judgment debtor spouse are also subject to levy.

In CA, a bank account can be garnished up to the full amount of a debt or the entirety of the deposits.


lrhall41

Submitted by OhioGal1 on Fri, 12/03/2010 - 08:38

( Posts: 5253 | Credits: )


Quote:

What about in the state of Missouri?


Missouri Wage Garnishment
[INDENT] The maximum amount that may be held from a person's weekly wages, after withholding's required by law, is the lesser of:
[INDENT] 1. 25% of the wages,
2. 10%, if the person is head of a family and a Missouri resident, or
3. The amount by which the weekly earnings exceed thirty times the federal minimum hourly wage. Mo. Rev. Stat. ?525.030.
[/INDENT] Note: Child support garnishment may be subject to a higher percentage of deduction.
[/INDENT]


lrhall41

Submitted by Shazzers on Fri, 12/03/2010 - 17:07

( Posts: 17344 | Credits: )


Wisconsin Wage Garnishment
[INDENT]Wage garnishment actions are considered separate actions under Wisconsin Statute, requiring the payment of a filing fee and issuance of the earnings garnishment notice to the employer and employee, which can be accomplished by first class mail.
Upon issuance of the earnings garnishment, the garnishment will remain in effect for a period of 13 weeks. At the end of this time period, a new garnishment action must be commenced, unless the previous garnishment was voluntarily extended.
Typically, 20% of a debtor's net earnings after withholding taxes and Social Security can be taken by a creditor. A debtor does have the right to assert various exemptions to the garnishment, including income below the Federal Poverty Guidelines, eligibility to receive foods stamps or medical assistance, or court-ordered assignments of child support that exceed 25% of the debtor's wages.
[/INDENT]


lrhall41

Submitted by NASCAR_Devil on Sat, 01/01/2011 - 17:49

( Posts: 4671 | Credits: )