Questions about Ohio payday lending..
Date: Thu, 12/02/2010 - 08:36
Like so many others, I have dug myself a HOLE here, not realizing what I am doing.
I want to know if someone can help me distinguish if I have received loans from illegal payday lenders for the state of ohio. I am also curious as to how I figure out, who these companies are and what their addresses are. Thanks so much for your assistance.
[SIZE=3]NCP Payday Advace ??? [/SIZE]
Integrity Advance ???
Cash In A Wink ???
TLC Fast Cash ???
Direct Pay SeaSide Trust ???
Up Front Cash ???
[SIZE=3]Instant Loans ??? [/SIZE]
Online Advance Funding ???
Paycheck today ???
[FONT=Calibri][SIZE=3][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][/SIZE][/FONT]
All the payday lenders are illegal in the state of Ohio. You are
All the payday lenders are illegal in the state of Ohio. You are only morally responsible to pay them the actual amount borrowed. Click on the following link to know about how to deal with these illegal lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html.
I'm in VA but have dealt with Paychecktoday. If you default the
I'm in VA but have dealt with Paychecktoday. If you default they will send you to a collection agency called ARM of FL. I'm dealing with them currently. Keep us posted on your progress.
These illegal PDL's continue to loan because no one is regulatin
These illegal PDL's continue to loan because no one is regulating them. Some are located out of the country, they hide behind so many names, proving to be difficult in stopping them. Any PDL that is legal shows on their front page of the application which states they can not lend to. Even the applications you fill out on line that are sent to several lenders it will state which states they can't lend in as well. The best thing to do is stay away from PDL's.
Hi OP, Go to the following link and check out the legality of
Hi OP,
Go to the following link and check out the legality of these PDL companies for yourself: http://elicense2-lookup.com.ohio.gov/SearchCriteria.asp?.
Thank you! I am checking it out now. I can see that Cash Net USA
Thank you! I am checking it out now.
I can see that Cash Net USA is licensed in Ohio,..But the others don't seem to be, but I wonder if they are using different names and such..
The other question I have, is once again out of ignorance..
But when I close my checking acct with my bank and requested that hard ACH close.. What will happen to my direct deposit from my job???? Anyone know?
All of this is very helpful, thanky ou.
