PDL Debited Money from a new account! Please HELP!
Date: Fri, 12/10/2010 - 06:09
Shortly after dealing with them I had fraud on the checking account that I had at the time. There were fake checks made and presented top my account. I closed that account and have since opened a new one. But they debited $390 from this account. 1.The loan was paid. And 2. How did they get this checking information? Is this even legal? I live in Indiana, and I have contacted customer service at my bank. But of course they cant/wont do anything until the transaction posts.
Any info would be helpful! I have a 13 month baby girl and this caused my account to be overdrawn and I am a mess.=(
you don't contact customer service.you go in person to the branc
you don't contact customer service.you go in person to the branch manager.no one else will do.have that debit reversed as unauthorized.then you may have to have great sky blocked.either way only the manager can reverse and credit NSF fees back.do that asap.btw it's not legal especially if you have proof this is paid.a question.is the new account with the same bank?if so then great sky might have been able to get the info that way.
Absolutely, go into the branch and talk to a representative. Te
Absolutely, go into the branch and talk to a representative. Tell them you didn't authorize these charges and they will reverse them and should also refund any fees you were charges. I would also ask them to assign you a new account number, just to be safe. Is this the same bank that you had the other account with? If so, did they in any way link the 2 accounts? If not, have you applied for any other PDLs via the internet with your new account info? The problem with these people is that they are illegal and they share info with each other. So, if one has your info, they all do. Once you get a new account, do not give that info to ANYONE under ANY circumstances!
No, I am at a totally new bank. And I have no idea how they woul
No, I am at a totally new bank. And I have no idea how they would get my information. I am going to go to the branch and speak with someone on my lunch break.
cool,make sure it's THE MANAGER,or at least someone above teller
cool,make sure it's THE MANAGER,or at least someone above teller.
Not if the new bank account info has been shared with some other
Not if the new bank account info has been shared with some other illegal PDL company. Have you applied for any other loans since getting the new account?
I applied once, but after thinking about it more. I decided not
I applied once, but after thinking about it more. I decided not to. I actually never heard anything back when I did apply. Im not going down the PDL Road anymore. But even if I had applied, that gives them the right to just take it from a different account?? I spoke with the branch manager at my bank and she said that she is unable to offer any assistance right now because they are pending. She said they may reject, but if or when they post, to call back and she'll file a claim.
Quote:I applied once, but after thinking about it more. I decide
Quote:
I applied once, but after thinking about it more. I decided not to. I actually never heard anything back when I did apply. Im not going down the PDL Road anymore. But even if I had applied, that gives them the right to just take it from a different account?? I spoke with the branch manager at my bank and she said that she is unable to offer any assistance right now because they are pending. She said they may reject, but if or when they post, to call back and she'll file a claim. |
That's all it takes to obtain your new account information, illegal lenders share information, which is obviously what happened in this case. Unfortunately, you will need to close this new account in order to protect yourself, otherwise, the same thing is going to happen over and over again.
