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Regent Asset Mgmt. Do i still have to pay?

Date: Sun, 12/12/2010 - 14:11

Submitted by anonymous
on Sun, 12/12/2010 - 14:11

Posts: 202330 Credits: [Donate]

Total Replies: 5


I had a US Bank account years ago and the account was closed off with a negative balance. I did not think i went over any funds, nor did I remember signing anything that said that every 5 days I could be charged $35 each day for going over 0.02 cents. So I keep getting calls from Regent Asset Mgmt company either hangups, or just messages stating that they need to verify imformation. I called, they asked who I was and I said no I am not that person (about to tell them that it was my maiden name) but they hung up fast. Called back again requesting verification that I owed this debt and HOW they came up with the priace of 784 they told me they'd send me verification via email so i made a payment arrangement with them they said they would send me confirmation via email and the verification, all i received was a confirmation, no verification of anything owed. Now they told me once they processed their payment if i refused to pay the other half that they would tell their legal team to prosecute me etc etc.....but now I don't see any emails or letters stating what I owed and HOW I owed the amount, do I legally have to pay the rest? Can I get the money back I've already paid them? And how do I make them verify what they owed me, I NEVER received anything int he mail with my new married name OR my maiden name so I had no idea I owed this debt. Thanks for the help!


If you have taken out a loan from Regent Asset Management, then you owe the debt to them. You have said that the account was closed off with a negative balance. The creditor has the rights to come after you for the delinquent amount as well as late fees/charges. If you do not pay them off, then they may sue you. I would suggest you to contact your creditor once again and inform them about your new married name. You should also ask them to clarify the fact as to how you owed so much of debt. If the creditor is able to give you a satisfactory reply, then well and good. If the creditor does not clarify your doubts, it's better to consult an attorney and take legal help in this matter.


lrhall41

Submitted by on Mon, 12/13/2010 - 02:45

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First off how old is this debt? Then check and see if its out of SOL, if not then send who ever claims you owe them a DV letter, no matter what anyone says ALWAYS send a DV letter to anyone claiming you owe money? Anyone can call and say you owe money. Always make sure you are paying the correct person. If they refuse to validate then that is a sure sign you are being scammed, any legitmate collector has no problem sending the proper paperwork proving they own and are legally able to collect the account, if they refuse send them a FOAD letter


lrhall41

Submitted by on Mon, 12/13/2010 - 06:47

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