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I live in Oklahoma, stuck in the payday loan trap. HELP!

Date: Wed, 12/15/2010 - 18:20

Submitted by anonymous
on Wed, 12/15/2010 - 18:20

Posts: 202330 Credits: [Donate]

Total Replies: 2


I got into the payday loan trap. I'm in Oklahoma. I saw an ad online "Do you need to borrow money now?" Well, yeah! I filled out 1, clicked "submit", it went to another page, thought "It figures...gotta put my info in again...", submit, same thing again, because this time it said "Pick your lender!" "You're almost there!" Before I knew it I had applied for 4-5 loans. Anyways, I got an e-mail back from 1, read the contract, it was with CashNetUSA-signed it, and couldn't believe it when they actually deposited $200 in my account. No big deal to pay back-had the money in the bank and the loan was over. Then I started getting all sorts of e-mails. I signed docs for ONE. I got it-again, no big deal. Right after that I didn't go online for a few days...when I logged onto my bank there were 2 MORE loans deposited. Problem? It was too late to rescind. And so on....I was able to pay back the second one, then lost my job-I had NO money, and they just kept hitting my acct until I closed it. (only $740 overdrawn in overdraft fees). I've tried contacting every one of them. The one's I got a hold of refused to make arrangements, they call EVERY DAY, ALL DAY. I'll answer every now and then, and they just keep getting more threatening-to file suit, etc. Is this legal in Oklahoma? How do I make them stop? They will not work with me. The phone rings ALL DAY.:confused: