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Hunt and Henriques Question

Date: Thu, 12/16/2010 - 13:15

Submitted by anonymous
on Thu, 12/16/2010 - 13:15

Posts: 202330 Credits: [Donate]

Total Replies: 2


I hired a lawyer to negotiate with HH last year on a Citibank debt of $10K. I pay monthly to Citibank (via HH), but want to lower these monthly payments. Is it possible to negotiate a lower monthly payment with them or should I just send what I can? Since my husband is out of work and we live in SF, I can't continue sending them $400 a month on the cc debt. I don't want to risk getting my wages garnished, but my lawyer said the best option was to pay back the debt. Advice would be greatly appreciated!


Hi!
Welcome to the forums!
You can talk to your creditor and explain your financial situation. Convince them that you're experiencing financial hardship. You can even show documents to prove that your husband is really out of work. If the creditor is good, he may agree to lower the payoff amount or the interest rate.


lrhall41

Submitted by Good Nelly on Thu, 12/16/2010 - 23:02

( Posts: 2846 | Credits: )


You will have to negotiate with HH regarding the lower payments that you want to pay them. If they agree to it, then you'll be able to pay a reduced amount to them. If you wish, you can even settle your debts by negotiating with the lender yourself. To know the steps to settle your debts yourself, you can check out the given page:
http://www.debtconsolidationcare.com/steps.html


lrhall41

Submitted by Anna Sweeting on Thu, 12/16/2010 - 23:48

( Posts: 1827 | Credits: )