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pokerstars gambling debt , joseph mann & creed

Date: Thu, 12/16/2010 - 15:59

Submitted by anonymous
on Thu, 12/16/2010 - 15:59

Posts: 202330 Credits: [Donate]

Total Replies: 5


Okay , so I owe pokerstars.com $2000 .... my old roommate really xxxx me good by making deposits totaling $2K .... then losing the money... I just closed my checking account so none of the transactions will go through....

My question now is , since i'm in the united states ( florida ) what can pokerstars possibly do other than sell me off to a collection agency?

Also , I'm guessing the collection agency will be Joseph mann & creed from what i've read on other threads....

If I send them a debt validation letter , what should I expect to hear back from them ? They can't obviously say the original creditor is pokerstars .... but I'm guessing they will use one of pokerstars processors as the creditor?

Since the processor is based in U.S can they sue me for that?

how can I fight this?

Please no moral responses or anything ... I'm not interested in playing on pokerstars and I'm not paying them all my money


It is quite likely that this is a criminal offense, in a similar manner to stopping payment or passing an nsf check. So, I would certainly consult with an attorney and not be too concerned about what you hear about debt settlement. If the debt itself is a civil matter, there can be negotiation.


lrhall41

Submitted by dantheman on Thu, 12/16/2010 - 18:32

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If your roomate did the gambling, I don't see how you would be liable for this. You might want to check out www.gamblingplanet.org for info on the legality of internet gambling in the U.S. Also, there is a NY Times Article regarding internet gambling that was published this past summer that talks about Congress lifting the ban that was established in 2006. Most likely the gambling site is offshore and therefore illegal in the U.S. and I believe your financial institution is prohibited from transferring funds. Also, there are states that have their own internet gambling statutes, so you might want to check where FL stands. Do some more research to legitimize your case.


lrhall41

Submitted by aubrey on Fri, 12/17/2010 - 06:36

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I believe it is not illegal for an individual to gamble online or make monetary transactions with known gambling sites; however it is illegal for banks to do business with any business connected to online gambling and it is illegal for online gambling sites to make monetary transactions within the US. Basically, the courts do not recognize it as a legal business; therefore, they would not be able to collect by suing. The laws have been changing on this subject though so you should research yourself or possibly consult an attorney.

Your first step should be going into the bank and making darn sure those checks will not be honored. I would speak with the branch manager and put a hard lock on the checking account. I would also consider closing that account and opening a new account. You will be in a much better position if it is Pokerstars chasing you and not the bank chasing you for insufficient funds of $2000 regardless of the legality of the transaction.

As long as your bank is covered the rest of the fight should be relatively simple. First, you did not make the transaction so it falls under identity theft. You might consider filing a police report in case you need it in the future i.e. it shows up on a credit report or they sue. If you like your roommate then you would need to figure out a way to file the report with out naming your roommate as the thief. If you name the roommate then there could be criminal ramifications on their part even though the check was written to an illegal company. I wouldn???t name them unless you really sustained damages and you want to burn the bridge between the two of you. This might be slightly tricky since you caught the transaction before it ever took place at the bank. Logically, you should not know about the transaction this early unless you know the person that did it. Anyway, that is for you to decide.

Other than that, if they ever call I would ignore them. If it shows up on a credit report then dispute it and DV the collector. The transaction was illegal on their part, it was identity theft and there is no contract. It is highly unlikely they could ever collect.


lrhall41

Submitted by DOLLARSandSINCE on Wed, 12/29/2010 - 13:33

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