Illegal PDL's Have Gone to Far!

You can set an Initial 90 Days Fraud Alert on your credit report so that when anyone requests for your credit file, he or she should take steps to get your authorization. Unless, you verify, the lender/creditor won't be able to satisfy the request. You can take a look at the given page in order to know more in this regard: "http://www.equifax.com/answers/set-fraud-alerts/en_cp"

Anna,

The only reason I've not set up this alert is because I have to have surgery Jan 21st and until the hospital charges my credit card for my insurance deductible I can't. It's not your typical type of credit card, it can only be used for medical charges at this specific hospital, so if these people even have the information, it's useless to them. In a few days the charge will go through and then I can set the alert. My credit is horrible due to a previous marriage so I know they can't take out credit cards, or any type of revolving charge accounts.

Buzzette,
Good luck on your surgery. I hope things go well for you. The only other thing I would do here is file charges with your State Attorney General's office, explaining the fraud. If you have not already done so, you can also ask your bank for a new account number, which would be even more protection. Keep us posted!

Kscornell,

From the time I was involved in PDL's and when the identity theft happened I have changed banks, not just the bank account number so it is secure. I would file a complaint with the AG regarding the credit card fraud charges but unfortunately I can't prove who it is! I have nothing to go by. I'm waiting for the fraud report from the bank to see what other information I can find out. I'm just so thankful that I work for a company that is so understanding.