Cash Call Loan

I did answer the summons, the 1st time to request a date change because I would have had to leave the day after Christmas and was traveling out of town for Christmas. The court date was changed, then I began to wonder about the county that this was filed in and sent another letter asking the judge to grant a motion to transfer venue to my county of residence. I have not received a reply from the courts and tomorrow is the last day for my mail delivery before my court date on Monday. Not sure what to do as I feel if I appear my chances of having the amount of the claim dropped considerably are greater than if I don't appear at all. Still, this will create a huge burden on me and with winter weather, not even sure if I could attempt driving to the other side of the state. Thanks for your reply.

I hope you have a lawyer who will represent you in the court. The lawyer will be the best person to help you in this matter. If the transfer of venue does not take place, then you should try and appear at the mentioned court on the given date. If you don't do so, you'll lose the case by default.

No lawyer. If I could afford a lawyer I would most likely not be in this situation. What about not opting out of arbitration. Do I have anything to go on there? It is my understanding that an arbitration agreement prevents either party from suing in court, which is not being done by CashCall, but by a collection agency that I am assuming bought my debt at pennies on the dollar.

I live in SD. I will give them a call. Thanks.

A phone call won't cut it. They must sue you in the county in which you reside. File a Motion to Dismiss based on Imbproper Venue. They would then have to re-file in your county.

Thanks to everyone that responded to my post. The judge in this case granted my request to have this case transferred to my county of residence. I guess now I will have to see if they can file a lawsuit based on me not opting out of arbitration.