Fraud Police Report Filed
Date: Sat, 01/08/2011 - 07:18
In the last two years i have been recieving calls about a credit card with a US Bank, of which i have never had. I never responded because i had no information to work with. I then recieve a letter. I took that letter to a local US Bank to let them know it was not mine. tThen thru a several week period i spoke with somone at US Bank in an attempt to straighten this out. There was no more comunication with Us after that. Then the credit agencys started calling. i contacted a lawyer, i asked what i should do. He said file a police report about fraudulant practices. i filed that report, faxed it to the credit agency. i did not recieve any more calls for about 6 month. I am now getting those calls again. What should i do next. All the info i have gleaned from these agencys indicates an address i have never lived at and bills payed to them from acct # that were never mine.
What do i do now?
What do i do now?
Have you pulled your credit reports from all 3 CRA's at www.annu
Have you pulled your credit reports from all 3 CRA's at www.annualcreditreport.com ? Is the account showing there? You may be a victim of ID theft or your report has been merged with another consumer with the same name. If the account is showing on your reports, then go to www.ftc.gov and fill out the Identitiy theft affadavit. Send that, the police report, and copies of your credit reports showing any fraudulent accounts to the 3 CRA's. They must permanently suppress any account that is a result of ID Theft. If you are contacted further, respond with the IDT affadavit and police report.
