check cashing, checksmart (am i going to jail)

Date: Sat, 01/08/2011 - 11:56

Submitted by anonymous
on Sat, 01/08/2011 - 11:56

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Total Replies: 5

I recently sold an item on line , the buyer wrote me a check from his business. before i shipped the product i wanted to make sure the draft was legitimate, i took the check to check smart, and told the lady the whole scenereo, and wanted to be sure the check was good cause i didint want to send merchandise unless it was.
She made a bunch of calls even called the bank,and the company who wrote it.And then made some more calls, then she said everything was fine and cashed the check.i sent the merchandise,andtook my money paid some bills. No more Money. NOW CHECKSMART CALLS AND SAYS THE ACCOUNT IS CLOSED. IS IT MY FAULT, AND CAN I GO TO JAIL FOR SOMETHING I HAD NO CONTROLL OVER..

THANKS.,Tim

What state are you in, what was the amount of the check?

lrhall41

Submitted by Shazzers on Sat, 01/08/2011 - 12:02

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...arizona.....

Arizona ,and the check was drawn off a bank in Oklahoma..$.2500.00

lrhall41

Submitted by on Sat, 01/08/2011 - 12:13

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Let me do some research then I will get back with you.

lrhall41

Submitted by Shazzers on Sat, 01/08/2011 - 12:28

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You will be responsible for repaying the amount of the check if

You will be responsible for repaying the amount of the check if the funds don't clear. So, you will need to pay Checksmart for the amount of the check (and any returned check fees associated with it), then sue the party who wrote the check to you.

lrhall41

Submitted by Shazzers on Sat, 01/08/2011 - 12:40

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If you used ebay, get them involved! I have a feeling that this

If you used ebay, get them involved! I have a feeling that this is going to turn out to be an expensive lesson. If you sell something online and take a check or MO, you MUST wait for it to clear before you do anything with regards to shipping.

Will you go to jail? No. Do you have to pay the money back? Yes.

lrhall41

Submitted by PDLOwner on Mon, 01/10/2011 - 11:34

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