hanna and associates
Date: Thu, 01/13/2011 - 06:14
I haven't gotten anything in the mail from them yet. How should I handle this? Should I contact all of my original creditors and see if they have sold off to them and complain about harassment and illegal collection practices? Should I just sent Hanna a debt validation (which I hear quickens their lawsuits)? Should I hire an attorney?
I cannot afford for them to place a garnishment or lien on my accounts, even if I can contest it. It could take months for it to be corrected and I can't have accounts tied up for any time.
The debt could be Chase, BoA (FIA card services), Cap One (although I've gotten notice from them that Allied is handling that), or maybe GE money bank (JCPenney), or even Citi (HomeDepot).
Any ideas? I'm in TN.
This is one man's opinion, but I have had several dealings with
This is one man's opinion, but I have had several dealings with Hanna in the past. The first time I was contacted by Hanna was for a Chase credit card. I ignored their letter and ignored their phone calls and never heard from them again. Six months later, I was contacted by them again for a debt with a junk debt buyer. This time, I decided to send a debt validation letter. I received their so-called validation and was then promptly sued several weeks later. My advice (and this is just from my experience and what I have read from others) is just to ignore Hanna all together. Do not send a DV letter and do not answer their calls. This doesn't mean they won't sue you, but it may very well lessen your chances of being sued.
Hanna may be a little distracted right now because he is deep in the poo poo here in Atlanta. One of his henchmen....I mean attorneys....was caught letting an assistant forge attorney signatures on court filing papers. That is fraud and a big no no. A local consumer attorney basically has caught him in the act and hopefully lowers the boom on Hanna once and for all. Hanna has gotten away with too much for too long.
Yikes! I disagree. Respond to the Dunning letter with a DV. Y
Yikes! I disagree. Respond to the Dunning letter with a DV. You have 30 days to dispute the validity of the debt. If you don't, they can legally assume it's legit and continue to bother you. If they sue you and it's not a legit debt, you'll win anyway. I don't advise ignoring them.
no letter yet
Well, I haven't gotten any written communication from them yet, just a couple of phone calls.
They're required to send you one within 5 business days after fi
They're required to send you one within 5 business days after first contact. Have you actually spoken to them or are you just screening calls? I'd say pick up the phone, from now on - every time. And log every call. If you don't get a Dunning Letter after that, that's a violation.