Mercantile Innovative Solutions
Date: Fri, 01/21/2011 - 12:55
:DI have a creditor that wants me to pay off a old credit card debt, which I am able to do, but I have been scamed two times, and the first time, I lost $200.00, the second time, is when I found out it was a scam and was able to stop things from happening. Since I have been scamed twice, I am now a little leary of who is or isn't a creditor. Just wondering if anyone has ever heard of Mercantile Innovative Solutions, or Security Credit Services. I have till the end of the month to pay this debt off, so any info would be greatly appreciated.
Send them a debt validation letter. Have they send you a dunnin
Send them a debt validation letter. Have they send you a dunning letter or have they just called you? If they just called you they have 5 days to send you a letter. Do not pay a single red penny until they can properly validate the account. This means at least the last statement to show the final balance, the contract/agreement and something that proves they are legally able to collect upon the debt in question. If they give you any flak about not having to send this information, tell them they will not be paid until they do and in a court of law they will be forced to provide this information during discovery.
