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How Does This Work?

Date: Mon, 01/24/2011 - 21:35

Submitted by anonymous
on Mon, 01/24/2011 - 21:35

Posts: 202330 Credits: [Donate]

Total Replies: 3


My husband has a judgement filed against him dated Nov. 2010, he did not go to court and as of yet no wages have been garnished. Now today we receive a letter in the mail from Northland Group Inc. Offering a settlement agreement, reduced total amount to be paid in three installments. Last we knew a collection law office was handling this account. Originaly it was a Capitol One CC.
How can they offer a settlement when it has already gone through the court? Do I send them a DV letter? I can not take advantage of their offer t this time, but what should we do?
Thank You for your help.


You can always send a debt validation letter to Northland Group Inc. and ask them to validate the debt. You should also let them know that the account has gone through the court and there is a judgment on it as well. You can even have a word with your original creditor and check out the status of your account. It will be much better if you could contact an attorney and take his opinion in this regard as there is a judgment already filed against your husband.


lrhall41

Submitted by Anna Sweeting on Tue, 01/25/2011 - 02:03

( Posts: 1827 | Credits: )


Attornies are expensive...you can probably do this without an attorney.

Call Cap One...if they still own it and they probably do, they will tell you that Northland is handling it.

DVing is kind of pointless since there is a new judgment, especially if Cap One confirms that it is with Northland. If you hubby was served a summons and chose not to respond or go to court, he will not be able to dispute at this point. If you can verify that Northland is collecting on it, call them and talk to them about a settlement.


lrhall41

Submitted by SOAPLADY on Tue, 01/25/2011 - 02:56

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