payday loan debt need way out

You haven't mentioned the state you live in. In some states, payday lending is illegal. In such states, you won't have to pay off the fees or other charges to the payday lender. You will have to pay off the principal amount only and get rid of the debts. You can check out the status of payday lending in your state from: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
If payday lending is legal in your state, then you'll have to pay off the principal balance along with fees or other charges. In that case, you can go for payday loan consolidation and get rid of the debts.

a lot has been discussed about the companies you mentioned above. you an type the name in the search box and find discussions about them in this forum

You also need to check your states payday laws
to see if they have a license requirement for these
people because even in a state that allows PDLs
such as mine still has a requirement for the companies to
be licensed otherwise they are breaking the law
if this is the same in your state just the principle will
be due no fees