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Information Overload...Where to begin

Date: Wed, 01/26/2011 - 23:07

Submitted by fmocknbird
on Wed, 01/26/2011 - 23:07

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Total Replies: 4


So I have been reading through this forums about pdl's and believe I have a good idea on what I need to do but want to make sure I have it all right.

1st - I need to close my bank account and get a new one or get it set to deposit only? Has anyone dealt with Citibank before?

2nd - send email to pdl lenders informing them that i am revoking ach withdrawals based on them being illegal and pdl's are prohibited in NY State. Should use the template i saw earlier stating why and perhaps asking for a refund as well

3rd - make complaint to bbb, ftc, NYS Bank Depart and AG

Is that correct?

Here is the lending information that i know of there is probably more as i am about 10 years deep into this craziness

Cash Jar 8665682209 - 400 paid 950

PDLLoan Center44 PDL 300 paid 280

VIP Cash Payment - $900 300.00 for 2 years and 7 months

NOU LOANPAYMNT - 500 paid 893.25

Cash Adv Network/ my payday advance - 500

OneClickCash - 450 - paid 915

Ameriloan 450 - paid 1095

500FastCash 450 - paid 915

UnitedCashLoans 450 - paid 915

NATIONWIDE 500 - paid 692.50

DiscountAdvances Loan - 900 - not sure what's been paid over the years

StarCash Prcssng - 500 paid 1115

Lakota Cash - 400 - paid 390

I should be able to find information on most of these lenders within this site I take it? Are all of these illegal? Should they all be illegal by default if it is prohibited in NYS? Any guidance would be much appreciated


ameriloan/united cash loans/star cash processing and possibly 500 fast cash are all the same company as far as i can find out. None are legal. And yes if payday loans are illegal then they are not supposed to lend to your states residents. You can type in any of these names in the forum and find out info about them. Send Copies of all the emails to your payroll hr dept so that if they try and do wage assignments they wont succeed. Your bank account needs to be really secure. preferably close it and open a new one that way you know they dont have the information.You have way overpaid on these so you need to try to get refunds and add that in your emails to these companies.


lrhall41

Submitted by mrsbntn on Thu, 01/27/2011 - 00:51

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thanks a lot. I have already closed my account and opened a new one. I have been gathering the information needed to let those lender know their rights have been revoked. Hunting down information has been difficult luckily a lot of people on here have dealt with the same lenders so that has made things so much easier. This forum has just about saved my life. been stuck in this whole for nearly 10 years and I am finally seeing my way back


lrhall41

Submitted by fmocknbird on Fri, 01/28/2011 - 12:15

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Just click the link I gave you in my above post on how to deal with illegal lenders, all of your questions should be answered there, if not, then feel free to ask. Try to keep all of your questions in one thread though, it's less confusing and you won't have to repeat yourself over and over.


lrhall41

Submitted by Shazzers on Fri, 01/28/2011 - 12:26

( Posts: 17344 | Credits: )