Please Help Me! (247greenstreet)

Hi everyone,
My name is felix and im new to this forum. Im so glad that i found this place b/c hopefully u guys can help me like many before me. I live in NY and took out a 247 greenstreet loan for $200 and had to pay back $243. I was not able to pay back the loan in full and so far paid back $310 towards the princible and fee's and still owe money. My bank account is negative and have return check fee's and i never wrote a check, return item fee, insufficant fund fee etc. I paid them more than the princible alredy with the fee's
1. Do I still owe them the $75 they say i owe towards the remaining princible, even though I paid them above the pricible w/ fee's?
2. Is this loan illegal in NY?
3. How do i find out the pdl for 247greenstreet, their address, and web address?
4. What can I do if this is an illegal loan and how can i get these people out of my live fairly and as least painful as possible?
5. How do I get a copy of the NY state loan laws?
Please help me anyone! I would greatly appreciate it!