New and need Tx PDL help!!
Date: Mon, 02/21/2011 - 13:27
Well I am new to forums and posting in general. I have read and looked over a few threads to get the feel and try and find the proper one on my own but did not have much luck. Here is me and the problem I am having and hoping I can have some proper guidence. I will list the loans I have below...I want to pay what I owe and that is also the theme of several threads in the forums. I just cant put half my paycheck towards PDL EVERY two weeks. that is insane and I could not live.. I did this to myself and want to get out...just need some help. So thank you in advance for any guidence. I have blocked ACH debits from my checking account and my credit union is very helpful.
PDL's
Internet:
StarCashPrcssng 400.00 (??)
Westgate 300.00 (390.00)
Vista 300.00 (390.00)
CashNetUSA 1500.00 (1882.72)
United Cash Loans 300.00 (390.00)
Mycashcenter 700.00 (841.00)
Storefront:
EZmoney 700.00 (840.00)
SpeedyCash 900.00 (1282.00)
Capitol Finance 750.00 (950.00)
I have defaulted on all of these EXCEPT the store front loans. I am paying them down.
You did the best thing by blocking the ACH withdrawals. You are
You did the best thing by blocking the ACH withdrawals. You are lucky to have such a good bank.
CashnetUSA is a legal lender and you will need to make arrangements with them.
Unfortunately Texas allows an interest rate of 48 percent annually and the rollover laws are very hard to decipher.
Check to see if the storefronts are members of the CFSA. There will be a sticker on the front of the store. If they are they will work out an extended payment plan. Or at least should as you have not defaulted.
Regarding the others it appears you only told us the amount due in the beginning but not how much you have paid so far to each. We will need that information to determine how much you legally owe.
Also read the article in my signature link. It will help you.
Do not worry there is light at the end of the tunnel and you have already taken the first step in getting your life back. We are here to help see you through this. Do not feel embarassed as many of the members have been down the same path.
Help with payday loans
Hi, Jimmyb do you have the address for westgate payday loan! If so can I please have it, Thank You!
