Chapter 13
Date: Tue, 02/22/2011 - 10:46
I was in ch.13 my Att. was Wendell Scholander in Winston Salem NC
he told me that my mortgage Co. Citimortgage would still get their
mortgage payment but when I fill Ch.13 my mortgage payment would
be applied to the principal and the same with my 2nd mortgage,as 2
years went by being in Ch.13 Citimortgage was not complying they
where still puting all of my mortgage payment to the interest,when I told him this he said he would sue them when we finished Ch.13
for me not to worry,he said he has had to do that before because
Citimortgage never complys like their supose to,so after 41/2 years we got a discharge, but he would not sue them or help us in any way
to make them comply with this rule,I got my pay off sheet and it shows everything we payed to Citimortgage whitch was $30,000.00
if they had done like they were supose to do we would owe about
$30,000.00 instead our bal. is still at $51,000.00,and I have the pay off sheet in my filling cabinet and all the money Ch.13 payed out is in the principal colum and $0 are in the interest,my Attorney said that he
did'nt fill out the Ch.13 paper work correctly and now he want do anything about it.mean while I am diabaled and are trying to get a
modification done and Citimortgage would only drop my payments
down $31.00 a month at 9.62% and right now I am paying them 11.99%.in other words my Attorney did not fill my Ch13 correctly and
Citimortgage will not comply by putting all that money I payed to the
principal,HELP I don't know what to do?
he told me that my mortgage Co. Citimortgage would still get their
mortgage payment but when I fill Ch.13 my mortgage payment would
be applied to the principal and the same with my 2nd mortgage,as 2
years went by being in Ch.13 Citimortgage was not complying they
where still puting all of my mortgage payment to the interest,when I told him this he said he would sue them when we finished Ch.13
for me not to worry,he said he has had to do that before because
Citimortgage never complys like their supose to,so after 41/2 years we got a discharge, but he would not sue them or help us in any way
to make them comply with this rule,I got my pay off sheet and it shows everything we payed to Citimortgage whitch was $30,000.00
if they had done like they were supose to do we would owe about
$30,000.00 instead our bal. is still at $51,000.00,and I have the pay off sheet in my filling cabinet and all the money Ch.13 payed out is in the principal colum and $0 are in the interest,my Attorney said that he
did'nt fill out the Ch.13 paper work correctly and now he want do anything about it.mean while I am diabaled and are trying to get a
modification done and Citimortgage would only drop my payments
down $31.00 a month at 9.62% and right now I am paying them 11.99%.in other words my Attorney did not fill my Ch13 correctly and
Citimortgage will not comply by putting all that money I payed to the
principal,HELP I don't know what to do?
Do you have proof (copies of correspondence, emails) with you at
Do you have proof (copies of correspondence, emails) with you attorney questioning the payment application? Either way I would be making a complaint thru your state bar association.
