Pay day loan fees are going to kil me, please help!

No one really wants to close their account, but your options are limited if these lenders are not licensed to lend in your state. And I can tell you right now that not one of your lenders are licensed to lend in your state. If you choose to leave your account opened, then you are placing yourself at risk, because these lenders are nothing more than Internet criminals and will stop at nothing to rob your blind, and worse than that, they will sell or or share your account information with other illegal lenders.
As far as stopping them from calling you at work, well, you have no control over incoming phone calls, and since they don't follow the law, there really isn't anything you can do to prevent it from happening. What you can do is be honest with your employer by letteing them know you are a victim of a scam and have no control over any phone call attempts they will make. You also need to file complaints against these companies with your attorney general and the FTC. [URL=http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html]CLICK HERE[/URL] to find out how to deal with illegal lenders.