HELP! ? about LVNV serving us with papers!
Date: Sun, 02/27/2011 - 14:39
I was served by the sherif the other day . LVNV is taking us to court over a cerdit card we defaulted on .I was told by the sherif to submit a reply. I do not know what a reply is! We owe , we admit we owe. I do not believe we owe the amount they are saying,
Should we call them & settle? OR what should we do. I would like to avoid court, if possible .
We are at a point now where we are able to & want to pay our debts. We would also like to clear up our credit . Will paying them even help it (I know we dont have a choice b/c they are suing, but for the other defaults, will it help our credit any?
Thank You for any help you can give...
(I live in Georgia, in case that helps.. And the statue of limitations is not up, I dont think..We stopped paying the card in June, 2007..)
Should we call them & settle? OR what should we do. I would like to avoid court, if possible .
We are at a point now where we are able to & want to pay our debts. We would also like to clear up our credit . Will paying them even help it (I know we dont have a choice b/c they are suing, but for the other defaults, will it help our credit any?
Thank You for any help you can give...
(I live in Georgia, in case that helps.. And the statue of limitations is not up, I dont think..We stopped paying the card in June, 2007..)
Look up the rules for Civil Procedure for your state thru your l
Look up the rules for Civil Procedure for your state thru your local courthouse website.
The amount you owe will be high with accrued interest and fees....plus you are also charged the costs of collections which includes the court and legal costs. '
If you dont want a judgment, I would suggest that you do call asap and try to settle.
