I want to clear up my credit report fast so i can
Date: Tue, 03/01/2011 - 10:59
Have you been late with your payments? If so, be sure to pay th
Have you been late with your payments? If so, be sure to pay them BY the due date.
Is the medical bill in collection? Could you call the creditor and arrange payments to clear it up?
What is your credit utilization? That is, if each of your credit cards have a $1,000 limit and you're up to your limit, then you are using 100% of what's available. Creditors don't like this. If that's the case, pay down each credit card to below 50% utilization or less.
Also when you make payment arrangements, if you intend to pay in
Also when you make payment arrangements, if you intend to pay in one lump sum then ask for a pay for delete. Whatever you do, when dealing with collection agencies and debt buyers always do everything in writing...do not pay until you have the agreement in writing.