kay jewlers

Date: Wed, 03/09/2011 - 13:31

Submitted by anonymous
on Wed, 03/09/2011 - 13:31

Posts: 202330 Credits: [Donate]

Total Replies: 3

I am just filing for bankrupct i am unemployed and have been unable to pay my bills. I had a kay jewlers card and bought a ring which has since been given away and I do not know where it is. I get about 10 phone calls from them a day telling me i need to return the merchandise or pay off the card. I obviosly dont have the money or i would have in the first place. I have let them know i was going to do bankrupcy and they inform me that I will still be lible for the debt that it cant be written off in bankruptcy. is this correct

As far as I know, you can include the debt in your bankruptcy fi

As far as I know, you can include the debt in your bankruptcy filing and get it discharged. To say that you'll be liable for the debt even though you filed bankruptcy is just a scare tactics used by the shop in order to to recover their money.

lrhall41

Submitted by Anna Sweeting on Wed, 03/09/2011 - 18:40

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Nope, you are liable. If it is a collection agency calling, sen

Nope, you are liable. If it is a collection agency calling, send them a cease and desist letter.

lrhall41

Submitted by SOAPLADY on Wed, 03/09/2011 - 19:01

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Soap-How can you be liable if you are filing bankruptcy?? When w

Soap-How can you be liable if you are filing bankruptcy?? When we did and we had a Zales card, yeah they asked about the mdse but we told them weknow longer have it and the debt was included in the bankruptcy. We were not responsible for any of it. The same principal as if you have a Sears or Best Buy card and they ask for the mdse, you just tell them you no longer have it and the debt is included in the bankruptcy. Your answer truly confused me. Could you explain please??

lrhall41

Submitted by anonymous on Thu, 03/10/2011 - 05:59

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