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Many payday loans need advice from New Jersey

Date: Thu, 03/10/2011 - 05:57

Submitted by danettere
on Thu, 03/10/2011 - 05:57

Posts: 281 Credits: [Donate]

Total Replies: 12


I have many internet oayday loans I live in New Jersey. I was told by My Payday Loan I awas bound by Costa Rican Laws, I have Money to advance.com, United Cash Loans, LoanShoponline, Nationwide, Ameriloan, Everest Cash Advance, East Side Lenders, 247 green street, Integrity Advance, I owe about 605.50 to all companies added up and Mypayday loan actually owes me 123.50. I sent them all revocation letter except MyCash Now I can't email them it comes back I have no fax number or anything what can I do? How can I get from under these payday loan. Am I bound by other countris and state laws if I live in New Jersey I didn't go to their country or state to take out the loan. I asked Eastside and my Padyay loan for their licensure and they haven't responded yet to that question. How can I handle this?


So I took out several payday loans and now know they are illegal in New Jersey. East Side Lenders set me the following when I stated I would only pay the principal "

East Side Lenders is
responding to your correspondence regarding the above-captioned account.


East Side Lenders,
which is located in Delaware, is licensed by the State of Delaware to make small
loans. All such loans are approved and funded in Delaware, with repayment to be
made in Delaware. The East Side Lenders loan agreement and website contain all
disclosures required by Delaware and federal law and make it clear that all
transactions are governed by Delaware law. On the advice of counsel, East Side
Lenders maintains that the choice of Delaware law as controlling in the loan
documents would be upheld, as all of the significant contacts in the loan
transaction occur in Delaware. The loan agreement is legal and enforceable. In
responding to your correspondence, East Side Lenders notes and reserves all
available legal and equitable objections to the points you have
raised.


East Side Lenders
provided this service as a convenience to you. We still consider your loan to be
outstanding and are prepared to go to arbitration as provided for in the Loan
Agreement between us. As an alternative, if you are experiencing financial
hardship, we will be happy to speak to you about payment arrangements through
which you can successfully meet your payment obligations. East Side Lenders will
consider doing so because of our continuing commitment to servicing our
customers and not because of a legal obligation to do so.


Should you have
any further questions regarding this matter, if you wish to speak about payment
arrangements, please contact us at (800) 689-5603 ''

 

Is this accurate? Thanks in advance!


lrhall41

Submitted by on Mon, 01/07/2013 - 20:52

( Posts: | Credits: )


You are bound by the laws in the state where you are located. It seems like I have replied to one of your threads before? Try to keep all your information in one place, when you post multiple threads it becomes confusing. Anyway, none are legal, [URL=http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html]CLICK HERE[/URL] to find out how to deal with illegal lenders, all of your questions will be answered there.


lrhall41

Submitted by Shazzers on Thu, 03/10/2011 - 06:01

( Posts: 17344 | Credits: )


I responded to your PM and will send you the letter later this morning. You can also send the same letter to your other pdls. Don't have it on my computer because once I finished with my pdls I deleted it, but I do have a hard copy. I also had a loan with Integrity Advance.

Look for my PM in a while.


lrhall41

Submitted by aubrey on Thu, 03/10/2011 - 06:13

( Posts: 1203 | Credits: )


Letter sent bank account closed. I only heard from 3 lenders Mypaydayloan.com with some crazy letter, Everest cash saying the 130 was all I owed but refused to give an address, and Integrity Advance trying to keep me as a customer. I havent heard from
Ameriloan
United Cash Loans
My Cash Now
Nationwide
East Side Lenders
Money to Advance
Loan shop online.
247 green street
I guess when they try to debit monies from the closed account next Friday I will be hearing from. I did everything I was instructed to do I even responded to Jessica at Everest saying no address I can't send money I am not paying 15-30 dollars to wire monies. I saved all of the emails that were replied to with threats just incase I have to forward them to someone of a higher authority. It is going to feel so good to have my first oaycheck in a loooooonnnnnggg time ot pay bills I need to pay and Have a little money in my pocket.
My question is what should I expect from the lenders I have not heard from?


lrhall41

Submitted by danettere on Sun, 03/13/2011 - 10:43

( Posts: 281 | Credits: )


You will hear from them once they realize they can't debit your checking account. They will e-mail you, call you with threats. Resend your original letter if you receive e-mails, hang up on them if they threaten you. Eastside will be a bitch to deal with, but it's doable. I got rid of them after about 9 months.

Hang in there. Remember you have a lot of support from this website.


lrhall41

Submitted by aubrey on Sun, 03/13/2011 - 16:28

( Posts: 1203 | Credits: )


Thanks Aubrey,
You are a great help. I was jusr wondering. I wanted to know about money to advance? I was reading about alot of the other lenders that people got past but eastside is a bitch I am ready I already filed complaints and if they call me I will file more. I have all email responses saved incase I need to produce them and if they call me at work all hell will break lose!

Thanks again Aubrey have a good evening!


lrhall41

Submitted by danettere on Sun, 03/13/2011 - 18:16

( Posts: 281 | Credits: )