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I have to pay my sons phone bill which was $500 no

Date: Thu, 03/10/2011 - 09:19

Submitted by anonymous
on Thu, 03/10/2011 - 09:19

Posts: 202330 Credits: [Donate]

Total Replies: 10


I have to pay my sons phone bill which was $500 now it went to collection now $900 and they will settle for $700. How do I pay them safely


Thanks for replying.They tell me they dont want to send me any paper work that they dont work like that.


lrhall41

Submitted by anonymous on Thu, 03/10/2011 - 13:45

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My son doesnt have a job and I hate for him to have bad credit


lrhall41

Submitted by anonymous on Thu, 03/10/2011 - 13:46

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If they are refusing to send you paperwork, that is a HUGE red flag that this is likely a bottom-feeding collection agency. I would tell them to send you something in writing. I also wouldn't give them any information until they do. IF they send you a letter of collection, then you can respond by requestiong proper validation of the debt. This sounds way fishy to me. Plus, if the account's in collection, he already has bad credit and this will be on his report for 7 years whether you pay it or not.


lrhall41

Submitted by OhioGal1 on Fri, 03/11/2011 - 08:29

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If your name is not on the account, then you are not liable to pay. Since he's not working, they can't garnish any wages (if you're in a state that allows garnishment). If he's collecting unemployment, SSI they can't touch those funds. I'd hold on to your money and put it to better use.

If you do decide to pay it, you need to be certain you are paying to the right people. You can call the phone comany and find out who they turned the account over to. Maybe you can work out monthly payments to the phone company. It's worth a try.


lrhall41

Submitted by aubrey on Fri, 03/11/2011 - 08:34

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THank you I think I will try going back to the phone company


lrhall41

Submitted by anonymous on Tue, 03/15/2011 - 11:53

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(I understand this is an older post) OP..did you put your name on some of contract for the phone bill? If not, you're not obligated to pay the phone bill. Sometimes we need to let our children 'fall on their face' so they can learn. Of course, I'm not being mean about this, however....our children need to take responsibility, as well. I don't like having bad credit (however, it's improving!!). But, I'm taking responsibilty to slowly improve on it.


lrhall41

Submitted by sdchargers_63 on Fri, 05/20/2011 - 10:28

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