ACH from Same PDL with Differenct Amounts
Date: Wed, 03/16/2011 - 11:55
[COLOR=black]I had a PDL and lost my job immediately after I got the loan. I did not have the money to pay it when it was due. Long story short, the PDL people keep pushing ACH's through with different amounts that I never originally authorized.. Got a lone for 500, and I was to pay back 550 in two weeks. They pushed a ACH through for 550 (authorized) and it did not clear. Then a couple of weeks later they would push another ACH for 125, then 300, 100, etc, etc. etc.. [/COLOR]
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[COLOR=black]Now I get a call from someone stating that they are going to file in my county for theft by check. Which was the original 550 that I wrote on the check. [/COLOR]
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[COLOR=black]Just cause someone has your bank info, does it give them the right to ACH whatever amount they decided to put through?[/COLOR]
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[COLOR=black]I will pay the loan but they want half now and half next chck. I just want to tell they they they were wrong in doing the unauth ACH and I will pay them 100 at a time[/COLOR]
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[COLOR=black]I live in Texas[/COLOR]
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[COLOR=black]Now I get a call from someone stating that they are going to file in my county for theft by check. Which was the original 550 that I wrote on the check. [/COLOR]
[COLOR=black] [/COLOR]
[COLOR=black]Just cause someone has your bank info, does it give them the right to ACH whatever amount they decided to put through?[/COLOR]
[COLOR=black][FONT=Arial][/FONT][/COLOR]
[COLOR=black]I will pay the loan but they want half now and half next chck. I just want to tell they they they were wrong in doing the unauth ACH and I will pay them 100 at a time[/COLOR]
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[COLOR=black]I live in Texas[/COLOR]
Who's the PDL lender? Is this an online loan? Sounds like typi
Who's the PDL lender? Is this an online loan? Sounds like typical practices of the unlicensed PDLs.
how do I find out if they are licensed? and if they are/aren't w
how do I find out if they are licensed? and if they are/aren't what do I do?
You're not going to find a store front location in TX that's not
You're not going to find a store front location in TX that's not licensed. They have pretty stringent rules in effect in your state. You need to pay this back and I would suggest you do it as quickly as possible. Take a look at your contract. It's likely explained in your contract that they may make more than one ACH transaction for repayment. It's a common practice with PDLs. By signing the contract, you likely authorized those transactions.