Is there really a legitimate company that can help

well then welcome and we can help you here.please list the following

1)names of each lender
2)amount borrowed from each
3)amount debited bt each total thus far
4)internet or storefront
5)state you reside in.

answer those and we can help you free of charge.

Can you please help me? I live in Illinois. All these were internet loans.

1. Ideal Get - Took out a $740 loan. Have paid $1175 so far
2. Eastside Lenders - Took out a $750 loan. Have paid 450 so far
3. Instant Loans - Took out $400 - Have paid $2400 so far
4. Upfront Payday - Took out $400 - Have paid $840 so far
5. Horizon OPP - Took out $300 - Have paid $180 so far
6. DJR Group LLC - Took out $300 - Have paid $1350 so far
7. JHS Marketing - Took out $300 - Have paid $180 so far
8. Upfront Cash - Took out $200 - Have paid $420 so far
9. Solomon Internet - Took out $300 - Have paid $315 so far

I have set up a 2nd checking account, so I can close my old one that is being debited.
Can someone please help me on understanding if these payday lenders are illegal for me in Illinois and what my next steps should be? Thanks so much!!

you came to the right place.none of these are legal in IL.here is a breakdown for you.

ideal owes you 435.00
eastside you owe 300.00
instant loans owes you 2000.00
upfront owes you 440.00
horizon you owe 120.00
DJR owes you 1050.00
JHS you owe 120.00
upfront cash owes you 220.00
solomon owes you 15.00

got to the sticky titled DEALING WITH ILLEGAL LENDERS at the top of this very forum.you already completed one step.closing that account.now got to the sticky and follow the remaning steps.there are template letters,and everything else you need.as you can see you only owe three of these.use the info in the sticky and get these place out of your life and maybe recoup some cash as well.

InMisery:

I am new to this site (still working on getting registered), but saw your post and wanted to thank you! I also live in Illinois and am in much the same situation you are!

Is there someone out there who could advise me as well - I'm desperate!

well i'm in IL and can help.just list the info i requested from inmisery and we can help you here.

Paul -thanks! I sent you a private message with all the information. I am also trying to determine, after looking at the guidelines for dealing with illegal lenders, what about wage garnishments? If I state in my E-Mail that I am revoking any and all wage assignments, is that sufficient? I really don't want my employer getting involved in this mess.

yes illegals have to take you to court in your county and win.they can't so they term the assignment a garnishment.you will have to give a copy of the wage assignment revocation you send to the illegals.there is no way not to involve them.

I'm in Texas. Can you give me the same information? I have payday loans with two different companies.

well who are the lenders?how much was borrowed and how much was debited thus far.answer those and you will be helped here.

Thank you for all your help!

I was browsing the internet looking for a payday loan because i was afraid my business insurance would come out before i got paid i didnt want to overdraw. i keep running into that i was approved i just need to send them some stuff. never did. i stopped checking my account until today when i saw the charge and found an email from djr saying this is my loan agreement
the body is posted below

Attached are your loan documents for your review.

Please contact us at 1-855-284-7794 if you have any questions. notice number is wrong

DJR Group LLC
300
0 taken so far
internet
illinois

money deposited on april 10 saying my money is due april 15th.

Payment Options
- Refinance: Your loan will be refinanced on every due date unless you notify us of your desire to pay in full or to pay down your principle
amount borrowed. You will accrue a new fee of $90.00 every time your loan is refinanced. Any fees accrued during refinancing will
NOT go toward the principle amount owed.
Unless we receive written notification from you at least three full business days before
your loan is due, your loan will be refinanced.
- Pay Down: You can pay down your principle amount by increments of $50.00 in addition to the service charge. Paying down will
decrease the fee charged for the next refinance due. To accept this option you must notify us of your request in writing via fax at
1-855-284-7795 . The request needs to be received at least three full business days before your loan is due.
- Pay Off: You can pay off your full balance of $390.00 , the principle plus the fee for that period. To accept this option you must
notify us of your request in writing via fax at 1-855-284-7795 . The request needs to be received at least three full business days before
your loan is due.
- Return Fee: A $30.00 Return Fee will be assessed for any and all finance charges that are returned to us by your financial institution

all in all this is illegal terms for a loan and in turn means what?

i owe them 300 dollars at my leisure since this was deposited with no approval under illegal terms?