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So I know payday loans are illegal in NJ and I am

Date: Tue, 03/29/2011 - 12:27

Submitted by danettere
on Tue, 03/29/2011 - 12:27

Posts: 281 Credits: [Donate]

Total Replies: 8


So I know payday loans are illegal in NJ and I am going back and forth with a few 1 comoany gave me a PIF but mypaydayloan.com has been very difficult they sent it to a collection agency Detex Agency& Associates. How legal are they I sent a debt validation letter to them certified, regular mail and email. What do you think will happen next will they continue to harass me over a illegal debt that has been paid in full.


Yes, they will continue to harass you until they get tired of getting nothing out of you. These people don't care about regulations/rules. They are illegal! When I defaulted on my loan to Eastside Lenders, they hounded me for about 3 months. Then they turned it over to a bottom-feeder collection agency (Smith, Haines, Watson) who proceeded to hound me for another 6 months. I had DV's them, sent them info on illegal payday loans, etc. to no avail. Finally, I just let their calls go to voice mail, never called them back, never answered their correspondence and they finally gave up.


lrhall41

Submitted by aubrey on Tue, 03/29/2011 - 12:42

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Make sure you stipulate that it is to be UNLISTED! There are so many ways they can get your phone number via the internet. Make sure if you are on any of the social networks that you don't list your phone number. I've read horrible stories where they are accessing facebook, etc. to glean information.


lrhall41

Submitted by aubrey on Tue, 03/29/2011 - 15:48

( Posts: 1203 | Credits: )