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MCN/CPD Confirmed as one in the same

Date: Tue, 03/29/2011 - 12:38

Submitted by New2011
on Tue, 03/29/2011 - 12:38

Posts: 14 Credits: [Donate]

Total Replies: 3


Okay, so I closed by bank account (although they do state that within 30 days a debit may force it open, but I wouldn't be responsible). Kind of contradictory, but ?? my main concern was closing it and moving my direct deposit.

I faxed a letter addressed to MCN/CPD at Credit Protection Depot fax number. This was late yesterday afternoon.

Within the last hour, I attempted to log on to MCN website and the notation "sorry for inconvenience, please call xyz for information on your account." The number is to Credit Protection Depot, not MCN.

In my case, I had already paid the principal plus back. I've never defaulted and have used MCN MANY times over the past ? 4-5 years. Yes, I know, I know, but I decided enough is enough.

Anyway, I obviously do not want to call them. The next payment was to come out on the 31st.

Do they usually shut your online access down when you push back?

I guess it definitely confirms that CPD is definitely MCN though.


Thanks, aubrey. I guess I was optimistic and hoping I'd log in and see zero balance? :-)

Since my bank account is closed, it was removed from online profile with BoA. I didn't realize it would disappear that quckly.

I'm just really curious if I'll receive the standard email reminder notice about the payment due to come out. It should be sent sometime tonight or early morning. So far, they haven't called.

I guess I'll just have to wait now to see what their next move is. I did request a refund, but obviously don't exactly expect that. Just to be out from under then and free up that rollover $$ each month is reward enough.


lrhall41

Submitted by New2011 on Tue, 03/29/2011 - 13:36

( Posts: 14 | Credits: )


Update on this ....

I closed my bank account. I faxed letter revoking ACH authorization and stating my position - that loan is paid in full (overpaid actually by $800+ ).

My MCN online account was locked the next day with a notation to call for information on this account. Phone number is credit depot #.

I've had no calls whatsoever.

Surely they didn't go away this easily, right?


lrhall41

Submitted by New2011 on Mon, 04/04/2011 - 07:47

( Posts: 14 | Credits: )