I have a lot of debt from a divorce. I had a few c
Date: Thu, 03/31/2011 - 11:07
Thanks
What state are you in? Check whether or not all your debts have
What state are you in? Check whether or not all your debts have crossed the SOL period. If they have crossed the SOL period, then they can't legally sue you for the payment of debts. Since they are not returning your call, then I guess you have to wait. You can do one thing though. You can call your original creditors and inform them that you want to settle the debts directly with them. Once you settle the debts with your original creditors, ask them to update the account status on your credit report.
I am living in New York. I tried call and using the templates on
I am living in New York. I tried call and using the templates on the site wrote to each one in Dec 2010. Most I heard from a lot just proving I signed for the cards. Can I write to them asking for them to remove them from my credit report? Would that wake them up? Or best thing is to wait?
If you really owe money to the collection agencies, then they wo
If you really owe money to the collection agencies, then they would not remove your name from the credit report unless you pay them off. Send a written notice to the collection agencies and ask them to validate the debt. They may send you a debt validation letter after a few days.
Thanks
I did do that, using the templates you have here I sent them to each creditor. They did write back verifying I owe XX amount. The weird part is one collection place called me a month a go. I told them I would settle two accounts for a certain amount. They wouldn't agree, I hung up. I then got an offer from Amex, I took it paid it. Thinking this would 'wake' up the others but no luck. I guess at this point I just wait? But it isn't fixing my credit waiting. People twell me to wait it will cause each collection place to make a better deal. Others tell me to try to call them. Im a bit lost on this for what to do.